$449,900
615 10TH AVENUE NE UNIT 1, ST PETERSBURG, FL 33701
Beds
1
Baths
1
Sq Ft
925 sq ft
Year Built
1959
Lot Size
3.10 acres
Garage
1
About This Property
Widely regarded as one of the most desirable residences in Whispering Waters, St. Petersburg’s premier 55+ waterfront community, this exceptional ground-floor unit offers a rare blend of elegance, convenience, and water views. Designed to live like a two-bedroom, the living space incorporates a queen Murphy bed with built-in shelving and an extensive drawer system, creating a comfortable and highly functional second sleeping area. Thoughtfully designed for effortless living, the home features three screened lanais, creating a seamless indoor-outdoor lifestyle rarely found in condominium living. Enjoy the ease of garage access just steps from your back door, making daily errands and grocery runs refreshingly convenient. Impact-rated windows and doors provide enhanced energy efficiency, insurance savings, and the peace of mind that today’s most discerning buyers demand. Inside, refined details such as crown molding throughout add timeless sophistication, while a custom Murphy bed conveys—offering both functionality and understated luxury. The all-inclusive monthly condo fee covers all utilities, delivering exceptional value and true lock-and-leave living. The building itself is impeccably managed, with SIRS and Milestone inspections completed and fully funded reserves, reinforcing Whispering Waters’ reputation as one of the best-run communities in all of Pinellas County. Offered with flexible terms and the option to convey fully furnished, this residence is ideal for those seeking turnkey convenience without compromise. A rare opportunity to secure one of the finest units in the community—this is waterfront living at its most effortless and refined.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Directions
From 10th Ave NE, condo is on the left.
Location
615 10TH AVENUE NE UNIT 1, ST PETERSBURG, FL 33701
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$449,900
Loan Term
How to Buy This Home
Multiple financing options available for this $449,900 home in ST PETERSBURG.
🏛️
FHA Loan
$15,747 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,495 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.