$304,999
5520 20TH STREET, ZEPHYRHILLS, FL 33542
Beds
4
Baths
2
Sq Ft
1,404 sq ft
Year Built
1994
Lot Size
0.13 acres
Garage
1
About This Property
Motivated Seller Bring All Reasonable Offers. Welcome home to this beautifully refreshed four-bedroom, two-bath concrete block residence in the heart of Zephyrhills—where modern upgrades meet everyday comfort. Step inside to discover a bright, open interior enhanced by like new designer paint, brand-new flooring, and a thoughtfully updated kitchen that truly shines and a brand-new roof. Crisp like new cabinetry, sleek granite countertops, and like new range and microwave create the perfect setting for home-cooked meals and effortless entertaining. The spacious layout offers flexible living areas, generously sized bedrooms, and a private primary suite designed for relaxation. Outside, enjoy a fully fenced backyard, ideal for pets, play, or weekend gatherings. Move-in ready and loaded with upgrades, this home is a rare opportunity to enjoy modern finishes in a growing Florida community—schedule your showing today before it’s gone!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take HWY 301 east to N on 20th street.
Location
5520 20TH STREET, ZEPHYRHILLS, FL 33542
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$304,999
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $304,999 home in ZEPHYRHILLS.
🏛️
FHA Loan
$10,675 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$15,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 16, 2026.