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$440,000
Beds
3
Baths
3
Sq Ft
1,382 sq ft
Year Built
1908
Lot Size
0.07 acres
Garage
—
Virtually Staged. This property qualifies for 0% down with NO PMI as primary home purchase! SAVE money on your homeowners insurance with the latest 4-point inspection. HUGE price improvement, MOVE IN READY, come make this home yours while taking advantage of the detached ADU's potential for rental income, guest quarters, or a private home office. 3/2 single-family home in West Tampa. Detached Accessory unit 0/1 (ADU) with private entrance. Detached ADU (Guest Suite), Brand New Roof, Brand New AC, Brand New Plumbing, Brand New Electrical, Flood Zone X. Built 1908, fully remodeled. This 3-bedroom, 2-bathroom single-family home in Tampa offers a flexible layout with a detached accessory dwelling unit already in place, making it suitable for primary living with rental income, multigenerational use, or a private workspace. The property has been updated through the city permitting process, with key systems addressed to support long-term ownership confidence. Inside the main home, the layout includes 3 bedrooms and 2 bathrooms with an open living and dining configuration. The kitchen features updated cabinetry, stone counters, and a full appliance package including range, refrigerator, microwave, and dishwasher. Flooring includes ceramic tile in bathrooms, hardwood flooring throughout, with ceiling fan and a walk-in closet in the primary suite. Major systems have been improved, including updated electrical and plumbing, central air conditioning, and a newer water heater. These updates reduce near-term maintenance concerns and support financing across conventional, FHA, and VA loan types. A one-year home warranty is also provided by the seller. The detached ADU includes its own private entrance, kitchenette, full bathroom, and mini split system. This separate space can function as a rental unit, guest suite, or home office, adding measurable utility and income potential not commonly available in similar properties. Located approximately 3 to 4 blocks from the Riverwalk extension, the home provides access to one of Tampa’s expanding lifestyle corridors with proximity to dining, recreation, and waterfront paths. The area continues to see development, supporting both owner-occupancy and investment positioning. Additional details include public utilities, no HOA fees, no minimum lease restrictions, and placement in Flood Zone X. The lot measures approximately 0.07 acres, and the home is offered vacant for immediate occupancy at closing.
275 S to to exit 42 toward Howard ave, Armenia Ave, Turn right onto N Howard Ave, Turn right onto W Cherry St., destination is on your left.
2107 W CHERRY STREET, TAMPA, FL 33607
Pick a Day
Preferred Time
Home Price
$440,000
Loan Term
Multiple financing options available for this $440,000 home in TAMPA.
🏛️
$15,400 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$22,000 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.