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$198,900

707 TERRACE RIDGE CIRCLE UNIT 707, DAVENPORT, FL 33896

3D Tour
Active243 days on market

Beds

3

Baths

2

Sq Ft

1,542 sq ft

Year Built

2005

Lot Size

0.02 acres

Garage

,

About This Property

Turn-key 3BR/2BA investment condo minutes from ChampionsGate — ideal for short-term rental income or a low-maintenance second home. Fresh paint, granite vanities, and resort-style amenities just steps from the community pool. The seller is also offering up to 6 months of HOA fees paid at closing!! One or more of the photos have been virtually staged. The spacious primary suite includes an updated bathroom with a granite vanity and walk-in shower. The guest bathroom has also been tastefully improved with a dual granite vanity. Fresh interior paint throughout gives the home a clean, move-in-ready feel. Monthly HOA dues provide exceptional value, covering water, trash, basic cable, and high-speed internet. Residents and guests enjoy access to resort-style amenities including a community pool, fitness center, and clubhouse — with this unit conveniently located just steps from the pool. Situated minutes from ChampionsGate, shopping, dining, and major highways, this property offers strong rental appeal and everyday convenience. A versatile opportunity in a highly desirable area — schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8470524
StatusActive
Year Built2005
Stories3
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionTERRACE RIDGE AT TOWN CENTER EAST CONDO
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size0.02 acres (684 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$799 / Monthly
Senior CommunityNo

Financial Details

List Price$198,900
Original Price$229,900
Annual Taxes$2,804 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272602701011004150

Directions

Follow I-4 E to Osceola Polk Line Rd in Four Corners. Take exit 58 from I-4 E, Merge onto I-75 N, Take exit 261 toward I-4 E, Use the right lane to merge onto I-4 E via the ramp to Orlando, Take exit 58 for Osceola 532 Cnty toward Poinciana/Kissimmee, Use the right lane to take the ramp to Osceola Polk Line Rd, Follow Osceola Polk Line Rd, Lake Wilson Rd and Town Center Blvd to Terrace Ridge Cir in Loughman, Continue onto Osceola Polk Line Rd, Turn right onto Lake Wilson Rd, Pass by Wells Fargo Bank (on the right), Turn left onto Town Center Blvd, Turn left onto Terrace Ridge Cir, Turn left to stay on Terrace Ridge Cir, Turn right to stay on Terrace Ridge Cir, Destination will be on the right

Location

707 TERRACE RIDGE CIRCLE UNIT 707, DAVENPORT, FL 33896

Listing Information

OfficeRE/MAX REALTY UNLIMITED
ListedFebruary 1, 2026

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Home Price

$198,900

20% ($39,780)
6.75%

Loan Term

Principal & Interest$1,032
Property Tax (est.)$182
Insurance (est.)$150
Total Monthly$1,364
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How to Buy This Home

Multiple financing options available for this $198,900 home in DAVENPORT.

🏛️

FHA Loan

$6,962 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,945 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 8, 2026.

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