$249,900
121 FERNWOOD CIRCLE UNIT 121, SEMINOLE, FL 33777
Beds
2
Baths
2
Sq Ft
1,285 sq ft
Year Built
1974
Lot Size
4.75 acres
Garage
—
About This Property
FIRST FLOOR • MOVE-IN READY • DESIRABLE 55+ COMMUNITY With parking just right out your front door and the pool only feet from your back door. Opportunities like this don’t come along often—don’t let this one slip away. Tucked beside the natural beauty of Seminole Lake Park, this serene, park-like community known as The Gardens offers a truly special setting. The community features six clusters of six buildings, each arranged around its own private pool, clubhouse, and laundry facility, creating a welcoming and convenient atmosphere with a wide range of amenities, social events, and activities designed for an active lifestyle. This exceptional, open floor plan with spacious 2-bedrooms, 2-baths, a wonderful southwest-corner on the first-floor keeps the residence cool, comfortable. It's truly move-in ready. Highlights include newer hurricane-rated windows throughout, abundant natural light, and the convenience of two parking spaces just feet from your front door. With Seminole Lake Park just acrsss the way from the community —and a short drive to the Seminole Recreation Center, Seminole City Center, dining, shopping, entertainment, and award-winning Gulf beaches—this home offers the perfect blend of tranquility and approachability. Schedule your showing today and discover why The Gardens is one of Seminole’s most distinctive 55+ communities.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Park Blvd turn north onto Garden Dr. Head straight to the back and turn left into Fernwood Circle. Follow the circle right around the building and then park in 121 carport or park in guest parking if not available.
Location
121 FERNWOOD CIRCLE UNIT 121, SEMINOLE, FL 33777
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$249,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $249,900 home in SEMINOLE.
🏦
Conventional
$12,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 11, 2026.