$154,900
38429 COTTONWOOD PLACE, ZEPHYRHILLS, FL 33542
Beds
2
Baths
2
Sq Ft
921 sq ft
Year Built
1989
Lot Size
0.02 acres
Garage
,
About This Property
Step into a relaxed Florida lifestyle with this inviting 2 bedroom, 2 bathroom condo in the Driftwood 55+ community of Zephyrhills. Enjoy a bright, open layout, a Florida Room ideal for morning coffee or evening relaxation, and a peaceful setting with no rear neighbors. Select furnishings may be included, offering an easy move in opportunity for seasonal or year round living. Driftwood offers a gated community experience with a pool, clubhouse, shuffleboard courts, and an active social calendar. Condo fees include exterior maintenance, lawn care, water, sewer, trash, and community amenities. Conveniently located near shopping, dining, and local conveniences, this home is perfect for full time living or a seasonal escape.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Take I-75 North Take Exit 279 for SR-54 East toward Zephyrhills Follow SR-54 East Turn left onto US-301 North Turn right onto Chancey Road Turn left onto Ironwood Place Turn left onto Cottonwood Place 38429 Cottonwood Place will be on your right
Location
38429 COTTONWOOD PLACE, ZEPHYRHILLS, FL 33542
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$154,900
Loan Term
How to Buy This Home
Multiple financing options available for this $154,900 home in ZEPHYRHILLS.
🏛️
FHA Loan
$5,422 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$7,745 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.