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$419,900

4432 W MCCOY STREET, TAMPA, FL 33616

3D Tour
Active186 days on market

Beds

4

Baths

3

Sq Ft

1,352 sq ft

Year Built

1954

Lot Size

0.11 acres

Garage

About This Property

Motivated Seller - Buyer Incentives Available! Welcome to this thoughtfully updated 4-bedroom, 3-bath residence located NOT IN A FLOOD ZONE, situated on a desirable corner lot in South Tampa! Two of the four bedrooms feature en-suite bathrooms, offering both comfort and versatility. Enjoy peace of mind with major system updates completed in 2023, including a new roof, water heater, and main drain line. The interior has been beautifully refreshed with new flooring throughout the home, along with stylish new cabinetry, upgraded appliances, and fully renovated bathrooms. The open-concept floor plan flows seamlessly for everyday living and entertaining, highlighted by a charming built-in kitchen nook. A fully fenced backyard completes the property, perfect for relaxing or hosting guests. Conveniently located near Tampa International Airport, downtown Tampa, Hyde Park, St. Petersburg, and the exciting Interbay Commons development coming soon—this move-in-ready home truly has it all.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8471946
StatusActive
Year Built1954
Stories1
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionSUNNILAND
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Open Floorplan, Split Bedroom, Stone Counters, Thermostat
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
LaundryElectric Dryer Hookup, Inside, Washer Hookup
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Private Mailbox, Sidewalk
Lot Size0.11 acres (5,000 sq ft)
Lot Dimensions50 x 100
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$419,900
Original Price$460,000
Annual Taxes$5,069 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningRS-50
Parcel #A17301842E00000100001.0

Directions

From Westshore BLVD go east on W McCoy St. Home will be on the right.

Location

4432 W MCCOY STREET, TAMPA, FL 33616

Listing Information

OfficePINPOINT REALTY GROUP LLC
ListedFebruary 5, 2026

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Home Price

$419,900

20% ($83,980)
6.75%

Loan Term

Principal & Interest$2,179
Property Tax (est.)$385
Insurance (est.)$150
Total Monthly$2,714
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How to Buy This Home

Multiple financing options available for this $419,900 home in TAMPA.

🏛️

FHA Loan

$14,697 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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