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$53,000

3520 COBIA DRIVE, HERNANDO BEACH, FL 34607

3D Tour
Active242 days on market

Beds

,

Baths

0

Sq Ft

,

Year Built

,

Lot Size

0.17 acres

Garage

,

About This Property

Come Build your dream home in Hernando Beach South! Build your dream coastal home in the highly sought-after Deed Restricted Community of Hernando Beach South. This 7,500 SF (75x100) waterfront homesite is READY FOR DEVELOPMENT and includes a SURVEY, GEOTECH REPORT, and CONSTRUCTION PLANS — saving you time and money as you prepare to build. The low $330 annual HOA fee includes lawn maintenance until construction begins and access to the community boat ramp. Enjoy the benefits of a well-maintained waterfront neighborhood with NO SHORT-TERM RENTALS ALLOWED (3 month minimum rentals), helping preserve the peaceful coastal atmosphere homeowners love. Located in a flood zone, future homes must be elevated. Zoned R1B for SINGLE-FAMILY HOMES ONLY (no mobile homes permitted). Water, sewer, and electric are available at the street and will need to be connected to the future residence. NO BUILD TIME REQUIREMENT — build now, later, or hold as an investment opportunity. RV living is not permitted. Residents enjoy Gulf access through the community boat lift or community boat ramp, making it easy to enjoy boating, fishing, kayaking, and the Florida waterfront lifestyle. Contact the listing agent for a video explaining how the community boat lift operates. Hernando Beach is a charming coastal community along Florida’s Gulf Coast known for its laid-back lifestyle, scenic waterways, and excellent boating access. Nearby attractions include Weeki Wachee Springs State Park, waterfront dining, marinas, golf courses, shopping, and entertainment. Whether you're looking to build a full-time residence, vacation retreat, or future investment property, this lot offers an incredible opportunity to own in one of Hernando County’s most desirable waterfront communities. Lot lines shown in aerial photos are approximate. Property is located just past 4000 Cobia Drive on the left side of the roadway. No for sale sign on property. Land financing options may be available. No seawall is currently present on the property. Schedule your showing today and start planning your Florida coastal dream home!

Property Overview

Property TypeLand
MLS #TB8472163
StatusActive
SubdivisionHERNANDO BEACH
CountyHernando
OwnershipFee Simple

Interior Features

Exterior & Lot

Lot Size0.17 acres (7,500 sq ft)
Lot Dimensions75 x 100
Lot FeaturesBuildable, Cleared, Flood Plain, Near Marina, Near Public Transit
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesWaterfront, Freshwater Canal w/Lift to Saltwater Canal

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Public, Sewer Available, Water Available

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$330 / Annually
Senior CommunityNo

Financial Details

List Price$53,000
Annual Taxes$1,045 (2025)
FinancingCash, Conventional
ZoningR1B
Parcel #R2422316237001350350

Schools

ElementaryWestside Elementary-HN
MiddleFox Chapel Middle School
HighWeeki Wachee High School

Directions

Head North on Shoal Line Blvd,left on Jewfish Dr to Rt Sea Bass Dr to left on Cobia Dr. Property is located on the left sign of the road, just passed 4000 Cobia Drive.

Location

3520 COBIA DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficeJT REALTY & ASSOCIATES
ListedFebruary 3, 2026

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Home Price

$53,000

20% ($10,600)
6.75%

Loan Term

Principal & Interest$275
Property Tax (est.)$49
Insurance (est.)$150
Total Monthly$474
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 26, 2026.

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