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$525,000

12604 RAIN FOREST STREET, TEMPLE TERRACE, FL 33617

3D Tour
Active242 days on market

Beds

4

Baths

3

Sq Ft

2,245 sq ft

Year Built

1985

Lot Size

0.18 acres

Garage

2

About This Property

Welcome to this beautifully maintained 4-bedroom, 2½-bath pool home with 2- car garage and no HOA or CDD, located in desirable Temple Terrace. Roof replacement in 2024, this home offers the perfect blend of comfort, convenience, and classic Florida living. Inside, enjoy a warm and inviting living space highlighted by an indoor fireplace, perfect for cozy evenings and added character. The spacious floor plan features well-sized bedrooms and abundant natural light throughout. Step outside to your private, fully fenced backyard oasis complete with a screened-in patio, sparkling pool, and relaxing spa, recently resurfaced with new tile-this space is ideal for entertaining and year-round enjoyment. Ideally situated just minutes from USF and Moffitt Cancer Center, approximately 2.5 miles from Downtown Tampa, and only 11 miles to Tampa International Airport, this location offers exceptional accessibility. Quick access to Interstates 275 and 75 makes commuting and travel effortless. Close to a wide variety of restaurants, local cafes and shopping, as well as cultural attractions, amusement parks and the vibrant nightlife of downtown Tampa. A rare opportunity to own a no-HOA, fenced pool home in a prime location-schedule your showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8472299
StatusActive
Year Built1985
Total Rooms8
ConstructionBlock, Stucco, Vinyl Siding
RoofShingle
FoundationSlab
FacesEast
SubdivisionRAINTREE TERRACE SUB W
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorWindow Treatments
FlooringCeramic Tile, Laminate
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Rain Gutters
FencingFenced, Vinyl, Wood
Lot Size0.18 acres (7,980 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground
SpaHeated, In Ground

Utilities

WaterNone
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$525,000
Original Price$550,000
Annual Taxes$2,442 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-7
Parcel #T1028191HY00000100032.0

Schools

ElementaryTemple Terrace-HB
MiddleGreco-HB
HighKing-HB

Directions

56th Street East on Fowler to Raintree. go South to end. turn Left (West) to next street (Rain Forest).

Location

12604 RAIN FOREST STREET, TEMPLE TERRACE, FL 33617

Listing Information

OfficeKELLER WILLIAMS TAMPA PROP.
ListedFebruary 6, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$525,000

20% ($105,000)
6.75%

Loan Term

Principal & Interest$2,724
Property Tax (est.)$481
Insurance (est.)$150
Total Monthly$3,355
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $525,000 home in TEMPLE TERRACE.

🏛️

FHA Loan

$18,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 7, 2026.

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