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$479,000

903 PINELLAS BAYWAY S UNIT 308, TIERRA VERDE, FL 33715

3D Tour

Active157 days on market

Beds

Baths

Sq Ft

1,820 sq ft

Year Built

1989

Lot Size

0.05 acres

Garage

About This Property

LIVE THE COASTAL LIFESTYLE YOU’VE BEEN WAITING FOR IN TIERRA VERDE’S WATERFRONT COMMUNITY OF VILLA DEL MAR. This well built townhome offers 1,820 square feet of light and bright living space with 3 bedrooms, 2.5 bathrooms, and a one car attached garage, all constructed with solid block and equipped with hurricane shutters for added peace of mind. Inside, you will find a clean and inviting layout filled with natural light, complemented by tasteful finishes and a cozy wood burning fireplace. French doors open directly to the community pool and hot tub area, creating a seamless indoor outdoor flow that is ideal for entertaining or everyday relaxation. While the unit is not waterfront facing, it benefits from immediate access to the community’s waterfront setting and public dock, allowing you to fully embrace the Tierra Verde lifestyle. The association offers exceptional value by covering nearly all major expenses including internet, cable, flood insurance, exterior maintenance, roof, water, sewer, and trash, leaving electric as the primary utility. This makes for a truly low maintenance ownership experience that is ideal for a primary residence, second home, or lock and leave coastal retreat. Perfectly positioned just minutes from St Petersburg’s award winning beaches, downtown St Petersburg, private golf courses, marinas, and some of the area’s best dining, this location delivers convenience without sacrificing the laid back island feel. Opportunities to own in Villa Del Mar are limited, making this an exceptional chance to secure your place in one of Tierra Verde’s most desirable waterfront communities.

Property Overview

Property TypeResidential

Sub TypeTownhouse

MLS #TB8472636

StatusActive

Year Built1989

Stories3

Total Rooms4

ConstructionBlock, Stucco

RoofTile

FoundationCrawlspace, Slab

FacesWest

SubdivisionVILLA DEL MAR

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments

FlooringCarpet, Tile

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator

LaundryInside, Laundry Room

WindowsShutters, Window Treatments

CoolingCentral Air

HeatingCentral

FireplaceYes ()

Exterior & Lot

ExteriorCourtyard, French Doors, Garden, Hurricane Shutters, Irrigation System, Lighting, Sidewalk, Storage

Lot Size0.05 acres (1,960 sq ft)

Road SurfaceAsphalt, Concrete

ViewGarden, Pool, Trees/Woods, Water

Pool & Spa

Private PoolNo

Pool FeaturesGunite, Lighting

SpaIn Ground

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Water Available, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes

HOA Fee$1,200 / Monthly

Senior CommunityNo

Financial Details

List Price$479,000

Original Price$489,000

Annual Taxes$3,948 (2024)

FinancingCash, Conventional, FHA, VA Loan

ZoningRM-15

Parcel #203216940660000080

Schools

ElementaryGulfport Elementary-PN

MiddleBay Point Middle-PN

HighLakewood High-PN

Directions

Entering Villa Del Mar, make an immediate right, the unit is all the way down at the end. Extra parking in front if needed.

Location

903 PINELLAS BAYWAY S UNIT 308, TIERRA VERDE, FL 33715

Listing Information

OfficeKELLER WILLIAMS ST PETE REALTY

ListedFebruary 5, 2026

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Pick a Day

Preferred Time

Home Price

$479,000

Down Payment20% ($95,800)

Interest Rate6.75%

Loan Term

Principal & Interest$2,485

Property Tax (est.)$439

Insurance (est.)$150

Total Monthly$3,075

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Nearby Schools

Elementary School

Gulfport Elementary-PN

View on GreatSchools →

Middle School

Bay Point Middle-PN

View on GreatSchools →

High School

Lakewood High-PN

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $479,000 home in TIERRA VERDE.

🏛️

FHA Loan

$16,765 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 12, 2026.