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$130,000

645 N KEENE ROAD UNIT D, CLEARWATER, FL 33755

3D Tour
Active229 days on market

Beds

3

Baths

2

Sq Ft

1,140 sq ft

Year Built

1976

Lot Size

2.93 acres

Garage

—

About This Property

One or more photo(s) has been virtually staged. NEW PRICE!! BRING ALL OFFERS!! Welcome to this spacious condo located in the desirable subdivision of St Andrews Cove in Clearwater. Embrace the Florida lifestyle without the hassle of maintaining a single-family home. The main living areas feature ceramic tile flooring, while the bedrooms and bathrooms boast recently installed luxury vinyl floors. The living room is expansive, offering ample space to accommodate larger furniture pieces. Additionally, there is a versatile space just off the primary bedroom, perfect for use as an office or playroom. The primary bedroom is complete with a walk-in closet and en suite bathroom. AC 2021. One of the standout features of this condo is its proximity to the community pool, which is just steps from the unit, offering a refreshing escape. Moreover, The Landings Golf Club is located close by, making it an ideal location for golf enthusiasts. This condo is conveniently located near the stunning Gulf Beaches and easy access to explore all the attractions that Tampa Bay offers. Whether you're looking for an investment opportunity, a second home, or a year-round residence, this property is perfect for you. Don't miss the chance to experience the best of Florida living in this charming and well-appointed condo.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8472846
StatusActive
Year Built1976
Stories1
Total Rooms5
ConstructionBlock, Stucco
RoofShingle
FoundationBlock
FacesNorth
SubdivisionST ANDREWS COVE CONDO
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)
FlooringCeramic Tile, Luxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Range, Refrigerator
LaundryNone
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot Size2.93 acres (127,677 sq ft)
Road SurfaceAsphalt
ViewTrees/Woods, Water
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public, Street Lights, Water Available, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$130,000
Original Price$169,900
Annual Taxes$2,495 (2024)
FinancingCash, Conventional, VA Loan
Parcel #122915778710181812

Schools

ElementarySkycrest Elementary-PN
MiddleDunedin Highland Middle-PN
HighClearwater High-PN

Directions

Gulf to Bay North on Keene Rd., just past Airport Dr., right into complex. Building D on the left.

Location

645 N KEENE ROAD UNIT D, CLEARWATER, FL 33755

Listing Information

OfficeTAMPA BAY ELITE HOMES, LLC
ListedFebruary 19, 2026

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Home Price

$130,000

20% ($26,000)
6.75%

Loan Term

Principal & Interest$675
Property Tax (est.)$119
Insurance (est.)$150
Total Monthly$944
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $130,000 home in CLEARWATER.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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