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$99,900

6100 12TH STREET S UNIT 313, ST PETERSBURG, FL 33705

3D Tour

Active148 days on market

Beds

Baths

Sq Ft

523 sq ft

Year Built

1969

Lot Size

2.34 acres

Garage

—

About This Property

Virtually Staged. SELLER PAYS 4K TOWARDS CLOSING COST OR PREPAYS!!!!! Welcome to this charming condominium in the heart of St. Petersburg, offering convenient access to the Sunshine Skyway, the Bay, and the Interstate. This third-floor unit is accessible by elevator and has been fully renovated to feature a spacious layout with abundant natural light. The home includes a fully upgraded kitchen equipped with modern appliances—including a new oven, microwave, and refrigerator—along with ample storage and a new HVAC system. The versatile floor plan offers a great room, a dining area, and a flexible bonus room perfect for a home office. Located in the gated community of Bay Point Plaza, residents enjoy secure entry and access to a community pool. The property is ideally situated across from Lake Vista Park, which features a pool, tennis and basketball courts, baseball fields, a skate park, a dog park, and an outdoor fitness zone with an exercise trail. Whether you are looking for a primary residence, a second home, or an investment property, this condo is a must-see. It is perfectly positioned for easy access to downtown St. Pete and the Gulf beaches. (4 of the photos were virtually stages)

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8473183

StatusActive

Year Built1969

Stories1

Total Rooms3

ConstructionBlock, Stone, Stucco

RoofMembrane, Shingle

FoundationConcrete Perimeter, Slab

FacesNorthwest

SubdivisionBAY POINT PLAZA APTS CONDO

CountyPinellas

OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Window Treatments

FlooringLuxury Vinyl, Tile

AppliancesDisposal, Electric Water Heater, Exhaust Fan, Range, Refrigerator

LaundryCommon Area, Electric Dryer Hookup, Laundry Room

WindowsBlinds, ENERGY STAR Qualified Windows, Thermal Windows

CoolingCentral Air

HeatingCentral

SecurityClosed Circuit Camera(s), Fire Alarm, Gated Community, Security Fencing/Lighting/Alarms, Security Gate, Security Lights, Smoke Detector(s), Touchless Entry

Exterior & Lot

ExteriorCourtyard, Irrigation System, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk

Lot Size2.34 acres (101,864 sq ft)

Road SurfaceAsphalt, Paved

ViewPark/Greenbelt, Tennis Court

Pool & Spa

Private PoolYes

Pool FeaturesGunite, In Ground, Lighting

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Street Lights, Water Available, Water Connected

Parking

GarageNo

HOA & Community

HOAYes

HOA Fee$650 / Monthly

Senior CommunityNo

Financial Details

List Price$99,900

Original Price$105,000

Annual Taxes$1,291 (2024)

FinancingCash, Conventional, VA Loan

Parcel #123216045450040520

Directions

Take I-275 south to Exit 17. East on 54th Ave S. South on 31st St S. East on 62nd Ave S. North on 12th St S. or

Location

6100 12TH STREET S UNIT 313, ST PETERSBURG, FL 33705

Listing Information

OfficeMC HOMES REALTY INC

ListedFebruary 7, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$99,900

Down Payment20% ($19,980)

Interest Rate6.75%

Loan Term

Principal & Interest$518

Property Tax (est.)$92

Insurance (est.)$150

Total Monthly$760

Full Calculator →

How to Buy This Home

Multiple financing options available for this $99,900 home in ST PETERSBURG.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$4,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 5, 2026.