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$364,900

2741 GARDINER LANE, ZEPHYRHILLS, FL 33541

3D Tour
Active252 days on market

Beds

4

Baths

2

Sq Ft

1,852 sq ft

Year Built

2024

Lot Size

0.18 acres

Garage

2

About This Property

PRICE IMPROVEMENT!! THIS LIKE-NEW 2024, 4-BEDROOM, 2-BATH HOME OFFERS MANY OF THE SAME INCENTIVES BUYERS LOOK FOR IN NEW CONSTRUCTION—INCLUDING NO-MONEY-DOWN FINANCING AND SELLER ASSISTANCE WITH CLOSING COSTS—plus valuable upgrades already completed, including a vinyl-fenced backyard, extended screened lanai, and immediate move-in availability. Inside, the bright, open-concept layout features tile flooring throughout the main living areas and a beautifully appointed kitchen with granite countertops, espresso cabinetry, a large center island, natural gas range, walk-in pantry, and included appliances. The private owner's suite overlooks the backyard and offers two walk-in closets, dual vanities, and a spacious walk-in shower. Three additional bedrooms provide flexibility for guests, a home office, or hobbies.Outdoor living is elevated with an extended screened porch overlooking a vinyl fenced backyard, providing both privacy and the perfect setting for relaxing and entertaining. Northwater residents enjoy resort-style amenities including a community pool, playground, fire pit, cornhole area, and scenic sidewalks, all conveniently located off State Road 56 with quick access to Wesley Chapel, Zephyrhills, Tampa, shopping, dining, and everyday conveniences. Seller is ready for their next chapter and welcomes offers — this home delivers exceptional value that new construction simply can't match. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8473421
StatusActive
Year Built2024
Stories2
Total Rooms7
ConstructionBlock, Stucco
RoofShingle
FoundationBlock
FacesNortheast
SubdivisionTWO RIVERS PRCL PH A PRCL A2
CountyPasco
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
SecuritySecurity System

Exterior & Lot

ExteriorLighting, Rain Gutters, Sidewalk
FencingFenced, Vinyl
Lot Size0.18 acres (7,714 sq ft)
Lot FeaturesCorner Lot, In County, Landscaped, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$166 / Annually
Senior CommunityNo

Financial Details

List Price$364,900
Original Price$399,900
Annual Taxes$4,626 (2024)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #2926210010025000090

Schools

ElementaryChester W Taylor Elemen-PO
MiddleRaymond B Stewart Middle-PO
HighZephryhills High School-PO

Directions

From State Road 56 West; Turn right onto Widewater Way. Turn left onto Gardiner Lane. Home will be on your left.

Location

2741 GARDINER LANE, ZEPHYRHILLS, FL 33541

Listing Information

OfficeKING & ASSOCIATES REAL ESTATE LLC
ListedFebruary 6, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$364,900

20% ($72,980)
6.75%

Loan Term

Principal & Interest$1,893
Property Tax (est.)$334
Insurance (est.)$150
Total Monthly$2,378
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $364,900 home in ZEPHYRHILLS.

🏛️

FHA Loan

$12,772 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 16, 2026.

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