$280,000
7311 20 TH STREET, ZEPHYRHILLS, FL 33540
Beds
3
Baths
2
Sq Ft
1,980 sq ft
Year Built
1998
Lot Size
0.98 acres
Garage
,
About This Property
Welcome home to this charming and well-maintained residence in the heart of Zephyrhills! This inviting 3-bedroom, 2-bath home and a bonus Room for office offers a smart, functional layout with a combo brand new Vinyl lank and carpet flooring throughout and thoughtful updates designed for comfortable living. The open-concept living space is perfect for everyday comfort and entertaining. Ideal for grilling, gatherings, and quiet nights under the stars. The backyard fire pit sets the stage for memorable nights with friends and family, while the yard provides endless room for animals, play, gardening, or hosting outdoor events. If you’ve been dreaming of owning land and embracing a more relaxed lifestyle, this is the one.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From SR 54 East make a left on 20th street, the property is on your left hand side.
Location
7311 20 TH STREET, ZEPHYRHILLS, FL 33540
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$280,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $280,000 home in ZEPHYRHILLS.
🏛️
FHA Loan
$9,800 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$14,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.