$564,900
5431 SANDY SHELL DRIVE, APOLLO BEACH, FL 33572
Beds
4
Baths
2
Sq Ft
2,603 sq ft
Year Built
2008
Lot Size
0.27 acres
Garage
2
About This Property
4-bedroom | 2-bathroom | 2,603 sq. ft | Heated pool | Hurricane Impact Windows | Whole House Generator| Owned 500-gallon buried propane tank | 63 feet of pond frontage|Community RV and Boat Storage| Imagine coming home from a busy day, to a peaceful expansive pond view while unwinding in the heated pool and catching one of Florida’s beautiful sunsets. Situated on ¼-acre with 63 feet of pond frontage in peaceful Harbour Isles, this property offers noticeable space between homes and a true sense of privacy. This move in ready home has been thoughtfully upgraded for Florida living with IMPACT-RATED windows (2023) and a WHOLE HOUSE GENERATOR (2025) connected to an owned, buried 500-gallon propane tank – no wrestling with storm shutters or weeks without power here. Other improvements include an architectural ROOF (2022), HVAC system (2021), WATER HEATER (2020), blown-in attic insulation, and a reclaimed water irrigation system. Inside, luxury vinyl plank flooring flows throughout the open-concept main living areas, offering both style and durability. The large kitchen features generous counter space—highlighted by an expansive center island—complete with granite surfaces, solid wood cabinetry, and stainless steel appliances to create a functional and inviting space for everyday living and entertaining. The versatile floor plan offers 4 bedrooms, including a flexible 4th bedroom ideal for a home office, den, or guest suite. The fully fenced backyard features a 10x10 (Tuff) Shed with electricity and an open patio featuring a motorized awning, creating a perfect space for outdoor living and entertaining in the Florida climate. Harbour Isles, with a LOW $10 monthly HOA, is known for its quiet residential feel and spacious homesites, making it a strong option for buyers seeking peaceful living in South Shore Tampa Bay while still enjoying easy access to everyday conveniences. Just minutes from E.G. Simmons Regional Park, residents can enjoy boating, kayaking, fishing, and scenic waterfront trails. COMMUNITY AMENITIES include a clubhouse, resort-style pool, fitness center, basketball and volleyball courts, playground, sidewalks throughout the neighborhood, and a community storage lot where residents can rent space for their BOAT or RV for a small monthly fee. Convenient Apollo Beach location with quick access to I-75, US-41, and Hwy 301, making commuting to Tampa, MacDill AFB, Brandon, Bradenton, and Sarasota easy while still enjoying a relaxed coastal lifestyle near marinas, waterfront dining, and outdoor recreation.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From US HWY 41, turn onto Spindle Shell Way, L onto Sandy Shell Drive to 5431 on the right.
Location
5431 SANDY SHELL DRIVE, APOLLO BEACH, FL 33572
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$564,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $564,900 home in APOLLO BEACH.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$28,245 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.