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$539,000

411 EDGEWATER DRIVE, POLK CITY, FL 33868

3D Tour
Active240 days on market

Beds

3

Baths

2

Sq Ft

1,916 sq ft

Year Built

1995

Lot Size

0.83 acres

Garage

2

About This Property

Lakefront living on nearly an acre—welcome to 411 Edgewater Dr. in Polk City. Set on a rare .83-acre waterfront lot with approximately 205 feet of frontage on beautiful Lake Agnes (home to Fantasy of Flight), this fully updated pool home is the kind of Florida lifestyle property that doesn’t come around often. Step out back to a screened-in pool and expansive lake views with an eastern exposure—perfect for sunrise coffee, bright mornings on the water, and shaded afternoons by the pool. With ample shoreline, the buyer has the opportunity to add a private boat dock and truly create the ultimate lakefront retreat. Plenty of parking with space for a boat or RV. Inside, the home is turn-key and move-in ready with tasteful updates throughout. Energy film on the windows helps reduce heat load and glare, keeping the interior comfortable while preserving those incredible water views. Conveniently located between Lakeland and Orlando with quick access to I-4, you’re positioned for easy commutes to Orlando, Lakeland, and Tampa—and it’s also just about a half-hour drive to Walt Disney World Resort—while still enjoying the peace and space of lakefront living.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8475279
StatusActive
Year Built1995
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesWest
SubdivisionCITRUS HARBOUR SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
WindowsBlinds, Solar Screens, Tinted Windows
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, Sliding Doors
Lot Size0.83 acres (35,998 sq ft)
Lot FeaturesCleared, Cul-De-Sac, Landscaped, Oversized Lot
Road SurfacePaved, Asphalt
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Screen Enclosure

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterCanal/Lake For Irrigation
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Other, Public, Sprinkler Well, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$539,000
Original Price$639,000
Annual Taxes$6,000 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR-1
Parcel #252705298330000200

Schools

ElementaryPolk City Elem
MiddleStambaugh Middle
HighTenoroc Senior

Directions

When facing East on State Road 33 at Intersection of County Road 655, turn left, onto Lakeview Lane / CR655; following it around to the left when it changes over to Berkley Road/CR655; continue South 0.8 miles, then Left onto Lakeview Lane, turning Left at the Stop Sign onto Rosewood Lane, then turning Right at the Stop Sign onto Larkspur Lane, and then left at the stop sign onto Edgewater Dr. Continue 207 feet to the property on the right. De cara al este en la intersección de la Carretera Estatal ST RD-33 y la Carretera del Condado CR-655, gire a la izquierda hacia Lakeview Ln / CR655. Siga la vía y, cuando cambie a Berkley Rd / CR655, siga hacia la izquierda. Continúe hacia el sur 0.8 millas y luego gire a la izquierda en Lakeview Lane. Luego gire a la izquierda en la señal de ALTO hacia Rosewood Lane; después gire a la derecha en la señal de ALTO hacia Larkspur Lane; y luego gire a la izquierda en la señal de ALTO hacia Edgewater Dr. Continúe 207 pies hasta la propiedad, que estará a la derecha.

Location

411 EDGEWATER DRIVE, POLK CITY, FL 33868

Listing Information

OfficeNOBLE SWAN LIVING LLC
ListedFebruary 11, 2026

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Home Price

$539,000

20% ($107,800)
6.75%

Loan Term

Principal & Interest$2,797
Property Tax (est.)$494
Insurance (est.)$150
Total Monthly$3,441
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $539,000 home in POLK CITY.

🏛️

FHA Loan

$18,865 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 20, 2026.

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