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$599,000

303 LAGOON DRIVE, PALM HARBOR, FL 34683

3D Tour

Active97 days on market

Beds

Baths

Sq Ft

1,420 sq ft

Year Built

1980

Lot Size

0.35 acres

Garage

About This Property

Welcome to 303 Lagoon Dr in Palm Harbor! This two-story home offers a unique waterfront opportunity with 2 bedrooms, 2 bathrooms, and 1,420 sqft of living space. The main living area is located on the second floor, while the ground level features a large garage and storage space. Upstairs, you'll find a spacious living and dining area filled with natural light. Just off the main living space is a screened-in balcony overlooking Brooker Creek. With direct access to the Gulf, this property is ideal for boating and the outdoors. Situated in the desirable Ozona Shores neighborhood, the home offers charm, location, and great potential. The property needs cosmetic updates, making it a great opportunity for investors or buyers looking to personalize their waterfront retreat. Schedule your showing today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8475281

StatusActive

Year Built1980

Stories2

Total Rooms3

ConstructionWood Frame, Wood Siding

RoofTile

FoundationBlock

FacesNorth

SubdivisionOZONA SHORES 3RD ADD

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan

FlooringTile

AppliancesNone

LaundryIn Garage

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorBalcony, Hurricane Shutters, Lighting, Permeable Paving, Private Mailbox, Sliding Doors

Lot Size0.35 acres (15,102 sq ft)

Lot Dimensions89 x 89

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Available, Electricity Connected, Water Available, Water Connected

Parking

GarageYes (6 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$599,000

Original Price$699,900

Annual Taxes$7,164 (2024)

ZoningR-3

Parcel #102815650700110070

Directions

From I-275 S, take Exit 39 for SR-60 West and continue onto Veterans Expressway. Take Exit 2B toward Independence Pkwy. In 1.2 miles, turn left onto Memorial Hwy. In 2 miles, turn left onto W Hillsborough Ave. In 13 miles, turn left onto Orange St. In 0.2 miles, turn right onto Lagoon Dr. In 0.2 miles, the home will be on your left.

Location

303 LAGOON DRIVE, PALM HARBOR, FL 34683

Listing Information

OfficePALM ISLAND REALTY

ListedMarch 6, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$599,000

Down Payment20% ($119,800)

Interest Rate6.75%

Loan Term

Principal & Interest$3,108

Property Tax (est.)$549

Insurance (est.)$150

Total Monthly$3,807

Full Calculator →

How to Buy This Home

Multiple financing options available for this $599,000 home in PALM HARBOR.

🏛️

FHA Loan

$20,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.