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$95,000

4800 LAKE VILLA DRIVE, CLEARWATER, FL 33762

Active207 days on market

Beds

2

Baths

2

Sq Ft

890 sq ft

Year Built

1977

Lot Size

—

Garage

—

About This Property

Virtually Staged. YOUR 55+ CLEARWATER RETREAT! Welcome to the ultimate lock-and-leave Florida lifestyle in the highly desirable Lakes Villas. This pristine 2-bed, 2-bath ground-level CORNER UNIT offers exceptional privacy, abundant natural light, and the rare luxury of NO stairs and NO upstairs neighbors. BUY WITH TOTAL CONFIDENCE: Skip the stress of renovations! This villa boasts a CLEARED 4-point inspection, NEW HVAC (2021), NEW Water Heater (2024), updated shower plumbing (2025), fresh drywall (2026), and recent electrical updates. ALL-INCLUSIVE, WORRY-FREE LIVING: The comprehensive HOA covers High-Speed Internet, Spectrum Cable, Roof, Exterior Maintenance, Water, Sewer, Trash, and landscaping. Park in your assigned covered carport—featuring a private storage locker at your front door—and head straight to the resort-style heated pool, active clubhouse, or shuffleboard courts. Perfectly positioned in the heart of Tampa Bay, you are just minutes from major airports, shopping, and Gulf Beaches. The interior serves as a blank canvas (virtually staged in photos) ready for your personal coastal touch. Affordable, updated villas do not last long—schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeVilla
MLS #TB8475321
StatusActive
Year Built1977
Stories1
Total Rooms4
ConstructionBlock, Stucco, Wood Frame
RoofBuilt-Up
FoundationSlab
FacesSouth
SubdivisionLAKES VILLAS CONDO II
CountyPinellas
OwnershipCondominium

Interior Features

InteriorKitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Window Treatments
FlooringCarpet, Tile
AppliancesRange, Refrigerator
LaundryCommon Area
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk, Sliding Doors
Lot FeaturesCorner Lot
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Fiber Optics, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityYes

Financial Details

List Price$95,000
Original Price$110,000
Annual Taxes$552 (2025)
Parcel #163016487750100010

Schools

ElementaryPinellas Central Elem-PN
MiddleFitzgerald Middle-PN
HighPinellas Park High-PN

Directions

From US-19, head West on Ulmerton Rd. Turn Right (North) onto 49th St N. Turn Left onto Lake Blvd. Turn Right onto Lake Villa Dr. The destination will be on your right.

Location

4800 LAKE VILLA DRIVE, CLEARWATER, FL 33762

Listing Information

OfficeMARK SPAIN REAL ESTATE
ListedFebruary 12, 2026

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Home Price

$95,000

20% ($19,000)
6.75%

Loan Term

Principal & Interest$493
Property Tax (est.)$87
Insurance (est.)$150
Total Monthly$730
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $95,000 home in CLEARWATER.

🏛️

FHA Loan

$3,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$4,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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