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$128,000

39438 ROCKFORD AVENUE, ZEPHYRHILLS, FL 33542

3D Tour
Active224 days on market

Beds

2

Baths

2

Sq Ft

768 sq ft

Year Built

1979

Lot Size

0.25 acres

Garage

,

About This Property

*LAND INCLUDED — NO LOT RENT!* Comfortable 2-bedroom, 2-bathroom double-wide manufactured home located in a 55+ HOA community. Seller owns the land, and there is no lot rent. The property features a low annual HOA fee, with water included. The home offers a rare 3-car carport with covered parking for vehicles, a golf cart, and guests, plus a detached storage building providing additional storage space. Outdoor living includes a screened porch and a Florida room with screened windows. Additional features include a Wi-Fi-enabled thermostat that can be operated remotely through an app, a queen-size Sleep Number bed, and a walk-in shower with a rain-style showerhead. The home is being offered furnished. The community features wide paved roads suitable for walking, biking, and golf carts, along with a clubhouse and regularly scheduled community activities. *FINANCING CONSIDERED:* Seller is open to offers involving financing and is willing to consider repairs or improvements identified by a buyer's lender or insurance provider in connection with 4-point inspection or insurance requirements, subject to seller approval and negotiated terms. Property is being offered with consideration given to its current condition. Buyer should independently verify financing, insurance, and property requirements with their lender and insurance provider. Seller's property disclosure is available for buyer review and should be carefully reviewed for known conditions. Buyer and buyer's agent are advised to conduct their own inspections and due diligence. Buyer and buyer's agent to verify all measurements, HOA information, fees, included services, community rules and restrictions, amenities, and other property information.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #TB8476011
StatusActive
Year Built1979
Total Rooms3
ConstructionVinyl Siding
RoofRoof Over
FoundationCrawlspace
FacesEast
SubdivisionGEM ESTATES
CountyPasco
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s)
FlooringCarpet, Vinyl
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorRain Gutters, Storage
Lot Size0.25 acres (10,890 sq ft)
Road SurfacePaved
0

Utilities

WaterPrivate
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Electricity Available, Sewer Connected, Water Available

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$350 / Annually
Senior CommunityYes

Financial Details

List Price$128,000
Original Price$115,000
Annual Taxes$1,357 (2025)
FinancingCash, Conventional
ZoningRMH
Parcel #1226210270006000090

Directions

HWY 301 to East on North Ave. Turn Right onto Elgin Dr. Turn Right onto Wheaton Ave. Turn Right onto Rockford Ave.

Location

39438 ROCKFORD AVENUE, ZEPHYRHILLS, FL 33542

Listing Information

OfficeCOLDWELL BANKER AQUATERRA REALTY
ListedFebruary 16, 2026

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Home Price

$128,000

20% ($25,600)
6.75%

Loan Term

Principal & Interest$664
Property Tax (est.)$117
Insurance (est.)$150
Total Monthly$931
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How to Buy This Home

Multiple financing options available for this $128,000 home in ZEPHYRHILLS.

🏦

Conventional

$6,400 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 9, 2026.

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