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$634,900

399 2ND STREET UNIT 216, INDIAN ROCKS BEACH, FL 33785

3D Tour
Active176 days on market

Beds

2

Baths

2

Sq Ft

1,110 sq ft

Year Built

2016

Lot Size

0.36 acres

Garage

About This Property

2BR/2BA elevated waterfront condo at Harbourside at Marker 33 in Indian Rocks Beach. 3-night rentals allowed. Turnkey 1031 exchange ready. This 2 bedroom, 2 bathroom elevated waterfront condo in Indian Rocks Beach offers 1,110 square feet of interior space and was built in 2016. Approved for short-term rentals with a 3-night minimum and 120-night maximum lease period, the property supports personal use, rental income, or a 1031 exchange strategy. Financing is available. Positioned directly on the Intracoastal Waterway and two blocks from the Gulf beaches, the building is in a flood zone but was constructed in 2016 to a higher elevation and hurricane standards, including hurricane-rated windows. This second-floor unit faces south with water views to the east and west. The 23-foot-wide private balcony overlooks the Intracoastal and nearby boat slips in a designated no-wake zone. The split floor plan allows flexibility for guest stays or dual-use occupancy. Theprimary suite includes a king bed and a walk-in shower. The second suite features two queen beds and a full bath. The open kitchen offers granite counters, shaker cabinetry, luxury vinyl plank flooring, and a breakfast bar that flows into the living area. Washer and dryer (2022) are included. The unit comes fully furnished with decor, televisions, linens, dishware, appliances, and beach gear, allowing immediate rental or personal use withoutadditional setup. Elevator access serves this elevated building. Open parking is located under the structure, and each unit receives one parking pass. WiFi is included. One pet up to 20 pounds is permitted for owners. The HOA fee is $1,660 per month and includes cable TV, internet, WiFi, water, sewer, trash, flood and building insurance, escrow reserves fund, common area taxes, exterior and grounds maintenance, repairs, pest control, pool maintenance, recreational facilities, community pool, These Owners are able to transfer four daily passes (while most units only have two.) to Splash Harbour Waterpark, featuring a 600-foot lazy river, two 42-foot water slides, a kid's zone with slides and a dumping bucket, a resort-style pool, food service, full-service tiki bar, and sundecks overlooking the Gulf of Mexico and the Intercoastal. Rooftop terraces provide additional areas for viewing sunrises and sunsets. From Harbourside at Marker 33, at least ten restaurants and eateries are located within four blocks, including Jimmy Guana’s, The Original Crabby Bill’s, Villa Gallace, Monstah Lobstah, and JD’s Back Porch, Guilty SeaSports Pub, and P.J.’s Oyster Bar, along with nearby shopping. The area is golf cart-friendly and walkable. Clearwater Beach is approximately 7 miles away, Downtown St. Petersburg is approximately 21 miles away, Tampa International Airport is approximately 25 miles away, and Walt Disney World is approximately 91 miles away.

Property Overview

Property TypeResidential
Sub TypeCondo - Hotel
MLS #TB8477066
StatusActive
Year Built2016
Stories8
Total Rooms5
ConstructionBlock, Stucco
RoofMetal
FoundationPillar/Post/Pier
FacesSouth
SubdivisionHARBOURSIDE AT MARKER 33 VACATION CONDO
CountyPinellas
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Luxury Vinyl
AppliancesBuilt-In Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
WindowsWindow Treatments
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorBalcony, Irrigation System, Lighting, Sidewalk, Sliding Doors, Storage
Lot Size0.36 acres (15,810 sq ft)
Lot FeaturesFloodZone, City Lot, Near Marina, Near Public Transit, Sidewalk, Street Dead-End
Road SurfacePaved
ViewPark/Greenbelt, Water

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Lighting

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Canal Front, Waterfront, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$1,660 / Monthly
Senior CommunityNo

Financial Details

List Price$634,900
Original Price$650,000
Annual Taxes$9,268 (2025)
FinancingCash, Conventional
Parcel #123014364110002160

Schools

ElementaryAnona Elementary-PN
MiddleSeminole Middle-PN
HighSeminole High-PN

Directions

Walsingham Rd (Hwy 688) over the bridge, left on 2nd street, south to the entrance and pull into the garage

Location

399 2ND STREET UNIT 216, INDIAN ROCKS BEACH, FL 33785

Listing Information

OfficeFUTURE HOME REALTY INC
ListedFebruary 19, 2026

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Home Price

$634,900

20% ($126,980)
6.75%

Loan Term

Principal & Interest$3,294
Property Tax (est.)$582
Insurance (est.)$150
Total Monthly$4,026
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $634,900 home in INDIAN ROCKS BEACH.

🏦

Conventional

$31,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 14, 2026.

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