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$250,000

10192 SEMINOLE ISLAND DRIVE UNIT 10192, LARGO, FL 33773

3D Tour
Active193 days on market

Beds

2

Baths

2

Sq Ft

1,300 sq ft

Year Built

1981

Lot Size

0.88 acres

Garage

—

About This Property

PRICE IMPROVEMENT!! ADORABLE Ground Level Waterfront Condo in the GATED COMMUNITY of Willow Point! Enjoy secure, peaceful living in this gated community PRIVATELY tucked away on a waterfront peninsula on Lake Seminole! This MOVE-IN READY 2 BR, 2 BA, 1300 SF Unit is located on Gorgeous Lake Seminole and has SERENE Water Views from the ENCLOSED Florida Room & Super Spacious Great Room! Enjoy fishing, kayaking, boating, skiing and just watching all the nature on the Lake! The Great Room / Dining Room combo off the Kitchen whispers “relax” and makes for wonderful casual interaction and perfect for the cook that doesn't want to be separated from family or guests! The Efficient Kitchen has been beautifully renovated with new solid stone countertops and all newer stainless appliances and polished porcelain tile floors and has a large breakfast bar for casual dining and overlooks the great room with wood burning fireplace. All main living area flooring has been upgraded with solid hardwood flooring and all wet areas (bathrooms and kitchen and florida room) have new polished porcelain tile flooring. Afternoons, you'll be able to watch the sunsets from your enclosed Florida Room overlooking the SERENE lakefront or just enjoy moments of quiet reflection reading or enjoying a beverage any time of the day! Both bedrooms are GENEROUS in size with ample storage and closet space and the bathrooms have been recently updated. The Spacious Master bedroom has an intimate PRIVATE screened lanai perfect for "Suite Retreat" and a large walk in closet and accommodating bath. The second bedroom is perfect for family or guests and has its own bath. Also, all windows have been recently replaced with Hurricane Protection windows as well as a new back door has been installed. Willow Point is a SECLUDED, Peaceful Complex tucked away in an established residential neighborhood and conveniently located close to shopping, the beaches, St. Pete, Clearwater & the Seminole City Center. The Willow Point community features a fishing pier, dock, community first come first serve boat slip for the residents' use, and a wonderful In ground pool and clubhouse! The unit comes with an inside utility, 1 assigned covered parking space and 1 additional unassigned uncovered parking space that can be used on a permanent basis, and loads of guest parking! Once you see it, you’ll want to OWN IT! Immediate showings available!

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8477284
StatusActive
Year Built1981
Stories1
Total Rooms6
ConstructionBlock, Stucco
RoofBuilt-Up, Other
FoundationSlab
FacesWest
SubdivisionWILLOW POINT CONDO
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Window Treatments
FlooringPorcelain Tile, Hardwood
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingHeat Pump
FireplaceYes ()

Exterior & Lot

ExteriorSidewalk, Sliding Doors, Storage
Lot Size0.88 acres (38,297 sq ft)
Road SurfacePaved, Asphalt, Concrete
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$250,000
Original Price$260,000
Annual Taxes$4,158 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #143015981050090192

Schools

ElementaryStarkey Elementary-PN
MiddleOsceola Middle-PN
HighSeminole High-PN

Directions

Seminole Blvd. to 110th Ave. - east to 104th St. - south to 107th Ave. - East to the entry of the complex.

Location

10192 SEMINOLE ISLAND DRIVE UNIT 10192, LARGO, FL 33773

Listing Information

OfficeDALTON WADE INC
ListedFebruary 19, 2026

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Preferred Time

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Home Price

$250,000

20% ($50,000)
6.75%

Loan Term

Principal & Interest$1,297
Property Tax (est.)$229
Insurance (est.)$150
Total Monthly$1,676
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $250,000 home in LARGO.

🏛️

FHA Loan

$8,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 31, 2026.

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