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$595,000

12990 BURNS DRIVE, ODESSA, FL 33556

3D Tour
Active230 days on market

Beds

4

Baths

3

Sq Ft

2,799 sq ft

Year Built

2019

Lot Size

0.12 acres

Garage

2

About This Property

Welcome to this beautifully maintained 4-bedroom, 2.5-bath home located in the highly sought-after Starkey Ranch community. Built in 2019 by WestBay, this spacious two-story residence offers 2,799 heated square feet of thoughtfully designed living space. The open-concept floor plan features high ceilings, tile flooring in the main living areas, and a modern kitchen with stone countertops, stainless steel appliances, ample cabinetry, and a seamless flow into the family room — perfect for everyday living and entertaining. Upstairs, you’ll find generously sized bedrooms including a private primary suite with walk-in closet and well-appointed en-suite bath. The home also includes an inside laundry room, hurricane shutters, covered patio, and attached 2-car garage. Situated in Flood Zone X and located in one of Pasco County’s premier master-planned communities, residents enjoy resort-style amenities including clubhouse, community pool, parks, playgrounds, dog park, scenic trails, and more. Conveniently located near major roadways, shopping, dining, and top-rated schools. Move-in ready and priced to sell.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8477962
StatusActive
Year Built2019
Stories2
Total Rooms12
ConstructionBlock
RoofShingle
FoundationBlock
FacesNorth
SubdivisionSTARKEY RANCH VILLAGE 2 PH 1B-1
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorHurricane Shutters
Lot Size0.12 acres (5,326 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$85 / Annually
Senior CommunityNo

Financial Details

List Price$595,000
Annual Taxes$8,805 (2025)
ZoningMPUD
Parcel #172628005.0006.00007.0

Schools

ElementaryStarkey Ranch K-8
MiddleStarkey Ranch K-8
HighRiver Ridge High-PO

Directions

Take FL-589 N (Veterans Expressway) to Exit 19 for FL-54 toward Odessa/Land O’ Lakes. Head west on FL-54 for approximately 7–8 miles. Turn left onto Heart Pine Avenue into Starkey Ranch. Continue on Heart Pine Avenue, then turn right onto Long Spur. Turn left onto Burns Drive. The property will be on your left at 12990 Burns Dr.

Location

12990 BURNS DRIVE, ODESSA, FL 33556

Listing Information

OfficeJPT REALTY LLC
ListedFebruary 18, 2026

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Home Price

$595,000

20% ($119,000)
6.75%

Loan Term

Principal & Interest$3,087
Property Tax (est.)$545
Insurance (est.)$150
Total Monthly$3,783
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $595,000 home in ODESSA.

🏛️

FHA Loan

$20,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,750 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: April 21, 2026.

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