Skip to main content
1 / 97

$450,000

1210 LADY ELAINE DRIVE, VALRICO, FL 33594

3D Tour
Active225 days on market

Beds

5

Baths

2

Sq Ft

1,971 sq ft

Year Built

1973

Lot Size

0.28 acres

Garage

—

About This Property

Welcome to this well-maintained canal-front home offering direct access to beautiful Lake Valrico, where residents enjoy optional HOA amenities including lake access, tennis courts, and a large picnic pavilion — all with a low, optional fee. Lovingly cared for by the same owners for over 50 years, this home reflects true pride of ownership and is now ready for its next chapter. Conveniently located with a quick commute to Downtown Tampa, this property offers both lifestyle and accessibility. This home features numerous recent updates for added peace of mind. The roof was replaced in December 2025 and includes a transferable warranty. The water heater is approximately six months old, and the A/C system features a recently replaced condenser (approximately six months old) for improved efficiency and performance. Additional improvements include a new garage door opener, resealed patio roof, and a rebuilt seawall. New refrigerator and dishwasher. Washer and Dryer stays to complete your new home for turn key one in. The home has also been freshly painted inside and out, with new carpet in the bedrooms. Outdoor living is a highlight, featuring a spacious screened-in patio with additional yard space overlooking the canal — perfect for relaxing, entertaining, and enjoying peaceful water views. Inside, you’ll find a functional layout with an inviting entry foyer, dedicated laundry room, and brand-new flooring in the kitchen. The second bathroom was fully renovated just three months ago, featuring a new vanity. A portion of the garage has been thoughtfully converted to expand the kitchen and laundry space, creating an open-concept kitchen that flows into a large family room, ideal for everyday living and gatherings. Conveniently located near shopping, dining, and major commuter routes, and zoned for highly rated schools (7+ out of 10), this home is not located in a high-risk flood zone, offering added peace of mind while enjoying the benefits of waterfront living.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8478008
StatusActive
Year Built1973
Stories1
Total Rooms8
ConstructionBlock, Concrete
RoofShingle
FoundationBlock
FacesSouth
SubdivisionCAMELOT UNIT 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorOpen Floorplan
FlooringCarpet, Tile, Vinyl
AppliancesConvection Oven, Cooktop, Dishwasher, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.28 acres (12,000 sq ft)
Lot Dimensions100 x 120
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$450,000
Original Price$545,000
Annual Taxes$1,821 (2024)
ZoningRSC-6
Parcel #U1329202AM00000500038.0

Directions

Exit 260 for FL-574 E 0.4 mi Use any lane to turn left onto FL-574 W/E Dr Martin Luther King Jr Blvd/E M.L.K. Jr Blvd 0.2 mi Keep right to continue on E Dr Martin Luther King Jr Blvd/E M.L.K. Jr Blvd 1.6 mi Take W Wheeler Rd and Seffner Valrico Rd to Lady Elaine Dr in Brandon 9 min (4.0 mi) Turn right onto Highview Rd 0.5 mi At the traffic circle, take the 3rd exit onto W Wheeler Rd 1.8 mi Turn right onto Seffner Valrico Rd 1.2 mi Turn left onto Lady Guinevere Dr 0.2 mi Turn right onto Black Knight Dr 351 ft Turn left onto Lady Elaine Dr

Location

1210 LADY ELAINE DRIVE, VALRICO, FL 33594

Listing Information

OfficeALIGN RIGHT REALTY LLC
ListedFebruary 23, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$450,000

20% ($90,000)
6.75%

Loan Term

Principal & Interest$2,335
Property Tax (est.)$413
Insurance (est.)$150
Total Monthly$2,897
Full Calculator →

How to Buy This Home

Multiple financing options available for this $450,000 home in VALRICO.

🏛️

FHA Loan

$15,750 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$22,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Valrico

More Homes in Valrico

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

Call (813) 733-7907TextContact