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$209,900

12245 ARMENIA GABLES CIRCLE UNIT 12245, TAMPA, FL 33612

3D Tour

Active52 days on market

Beds

Baths

Sq Ft

1,128 sq ft

Year Built

1986

Lot Size

—

Garage

—

About This Property

Welcome to this ground-floor, corner-unit condo that offers an open floor plan with soaring 12-foot vaulted ceilings with an abundance of natural light from the large windows. The kitchen features beautiful granite countertops with stainless-steel appliances. The living room and bedrooms feature newer laminate flooring (12/24), with tile in the dining room, kitchen and bathroom for easy maintenance. The oversized master bedroom is truly expansive and includes a double closet for optimal storage. Located in the desirable Carrollwood/Forest Hills area, this condo is close to shopping, dining, and major roadways. The community offers fantastic amenities including a pool, clubhouse, and fitness center. The HOA fees provide exceptional value, covering water/sewer, trash, exterior maintenance, lawn care, pest control, and insurance. Allowing for a hassle-free lifestyle with fewer out-of-pocket expenses. Don’t miss out on this incredible opportunity to own a stylish and well-located condo with low-maintenance living! Schedule your showing today!!

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8478024

StatusActive

Year Built1986

Stories1

Total Rooms6

ConstructionVinyl Siding

RoofShingle

FoundationSlab

FacesEast

SubdivisionCARROLLWOOD GABLES A CONDO

CountyHillsborough

OwnershipCondominium

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Window Treatments

FlooringCeramic Tile, Laminate

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryLaundry Closet

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorPrivate Entrance, Sidewalk

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$209,900

Original Price$214,900

Annual Taxes$1,086 (2024)

ZoningRMC-6

Parcel #U11281810500000312245.0

Schools

ElementaryLake Magdalene-HB

MiddleHill-HB

HighChamberlain-HB

Directions

Head North on Dale Mabry, east on Fletcher, south on Armenia, take left into the complex. Then take an immediate left and park in any guest parking spot or parking space #23 by the unit.

Location

12245 ARMENIA GABLES CIRCLE UNIT 12245, TAMPA, FL 33612

Listing Information

OfficeDALTON WADE INC

ListedFebruary 20, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$209,900

Down Payment20% ($41,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,089

Property Tax (est.)$192

Insurance (est.)$150

Total Monthly$1,432

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Nearby Schools

Elementary School

Lake Magdalene-HB

View on GreatSchools →

Middle School

Hill-HB

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High School

Chamberlain-HB

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How to Buy This Home

Multiple financing options available for this $209,900 home in TAMPA.

🏛️

FHA Loan

$7,347 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,495 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: April 14, 2026.