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$575,000

16090 FRINGE TREE DRIVE, SPRING HILL, FL 34610

Active228 days on market

Beds

3

Baths

2

Sq Ft

2,622 sq ft

Year Built

2024

Lot Size

1.10 acres

Garage

2

About This Property

If you’ve been searching for space, privacy, and the ability to live more intentionally — without giving up modern luxury — this custom-built 2024 home on 1.1 fully fenced acres delivers. Built by Cobra Custom Builder, this 3-bedroom, 2-bath residence offers 2,622 sq ft of thoughtfully designed living space in Spring Hill’s AR1 agricultural zoning district, blending rural freedom with contemporary comfort — and no HOA. Inside, soaring 10-foot ceilings and professional-grade luxury vinyl plank flooring set the tone. The open-concept layout flows seamlessly into a chef-inspired kitchen featuring Diamond soft-close cabinetry, custom organizers, granite countertops, an oversized island with seating, organized cabinet pantry storage, and smart Wi-Fi connected appliances — all conveying. The private primary suite is thoughtfully designed with its own dedicated A/C zone for personalized comfort and includes a versatile bonus room ideal for a sitting area, reading retreat, extended walk-in closet, nursery, office, or dressing lounge. An additional shoe closet enhances storage and flexibility, allowing the space to adapt to your lifestyle needs. The primary bath features a large walk-in shower with double rain shower fixtures, creating a true retreat experience. Smart-home features include electric shades throughout, smart thermostats, security system, exterior cameras, and number-code entry. Additional highlights include a finished 2-car garage (552 sq ft), expansive concrete driveway and patio areas, well and septic system. Step outside and experience what truly sets this property apart. The fully fenced backyard combines relaxation and self-sufficiency with a conveying heated Spool, a 12x24 storage shed with reinforced flooring, irrigation shed, and a fully developed homestead farm representing approximately $25,000 in infrastructure. Enjoy a 75-ft grape trellis, 8 metal raised beds, 20 wood raised beds, cinder block potato bed, hot house trellis, grow trellis, two compost areas, 7-zone irrigation system, and an extensive collection of established fruit trees and berry bushes. Located approximately 4 miles from the Suncoast Parkway, 1.5 miles from Tampa General Hospital – Spring Hill, and about 45 minutes to Tampa and Tampa International Airport, this property offers peaceful acreage living in Florida with everyday conveniences just a short drive away.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8478134
StatusActive
Year Built2024
Stories1
Total Rooms6
ConstructionBlock, Brick, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIGHLANDS
CountyPasco
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Smart Home, Stone Counters, Walk-In Closet(s), Window Treatments
FlooringCeramic Tile, Luxury Vinyl
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Washer, Water Softener
LaundryLaundry Room
WindowsShades
CoolingCentral Air
HeatingCentral
SecuritySecurity System

Exterior & Lot

ExteriorGarden, Irrigation System, Private Mailbox, Rain Gutters, Sliding Doors, Sprinkler Metered, Storage
Other StructuresShed(s)
Lot Size1.10 acres (47,916 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolNo
SpaAbove Ground, Heated

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Sprinkler Meter, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$575,000
Original Price$649,900
Annual Taxes$7,230 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningAR1
Parcel #1824070040000023810

Schools

ElementaryShady Hills Elementary-PO
MiddleCrews Lake Middle-PO
HighHudson High-PO

Directions

Head north on I-75. Take the exit for Suncoast Parkway (FL-589) North. Continue on FL-589 North and take the exit for County Road 486 (Spring Hill Drive). Turn left onto CR-486 West. Continue on CR-486, then turn right onto the appropriate local road leading to Fringe Tree Drive. Turn onto Fringe Tree Drive and proceed to 16090 Fringe Tree Drive.

Location

16090 FRINGE TREE DRIVE, SPRING HILL, FL 34610

Listing Information

OfficeLOMBARDO TEAM REAL ESTATE LLC
ListedFebruary 20, 2026

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Home Price

$575,000

20% ($115,000)
6.75%

Loan Term

Principal & Interest$2,984
Property Tax (est.)$527
Insurance (est.)$150
Total Monthly$3,661
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $575,000 home in SPRING HILL.

🏛️

FHA Loan

$20,125 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$28,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 19, 2026.

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