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$375,900

102 STAFFORD DRIVE, PALM HARBOR, FL 34684

Active224 days on market

Beds

2

Baths

2

Sq Ft

1,264 sq ft

Year Built

1979

Lot Size

0.22 acres

Garage

2

About This Property

Welcome to your beautifully updated 2-bedroom, 2-bath, 2-car garage home with a sunny Florida room, perfectly positioned on a large corner lot in Palm Harbor’s premier 55+ golf community, Highland Lakes! From the moment you arrive, you’re greeted by a screened-in front lanai—ideal for enjoying Florida’s year-round sunshine—and a stunning leaded glass front door set against a freshly painted exterior. Inside, the home is light, bright, and open with updated windows that fill the space with natural light. The heart of the home is the beautifully renovated kitchen, showcasing granite countertops, solid wood soft-close cabinetry with pull-out drawers, a stylish glass tile backsplash, newer sleek stainless appliances, recessed lighting, and a convenient pass-through to the Florida room for effortless entertaining. Wood-look tile flooring flows seamlessly into the dining nook, creating the perfect space for everyday gatherings. Just beyond, the spacious Florida room is drenched in sunshine through wall-to-wall windows and features modern tile flooring, making it an inviting retreat for relaxing or hosting guests. The thoughtfully designed layout offers privacy and convenience, with a tastefully updated guest bathroom featuring a walk-in shower with glass door, granite-topped vanity, and updated lighting. The second updated hall bath with a tub/shower combo is ideally situated between both bedrooms and the main living area. Step outside to your private back patio—perfectly sized for outdoor furniture and a grill—surrounded by lush landscaping for added tranquility. Furniture is negotiable, making this home truly turn-key and move-in ready! Rest easy knowing this property sits high and dry above the flood plain in a non-evacuation zone. Major updates include an electrical panel (2019), 3-ton HVAC (2017), dual-pane windows with hurricane shutters, and more. Residents of Highland Lakes enjoy an exceptional country club lifestyle with a remarkably low HOA fee of just $164/month, including unlimited and FREE golf on three private executive courses, tennis, pickleball, bocce, and shuffleboard courts, plus a vibrant clubhouse offering entertainment, fitness classes, and social events. The lakeside lodge on Lake Tarpon features a private boat ramp, fishing pier, and community pontoon boats. Additional amenities include free RV and boat storage and a golf cart-friendly community design. Ideally located near world-class Gulf beaches, upscale dining and shopping, top-rated healthcare, major sports venues, two international airports, and a cruise port, this exceptional property offers the perfect blend of elegance, comfort, and active Florida living. Don’t miss this rare opportunity—schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8478206
StatusActive
Year Built1979
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIGHLAND LAKES
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters
FlooringCarpet, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Lighting, Private Mailbox, Rain Gutters, Sidewalk
Lot Size0.22 acres (9,779 sq ft)
Lot Dimensions86 x 112
Lot FeaturesCorner Lot, Landscaped, Level, Near Golf Course, Oversized Lot, Sidewalk
Road SurfacePaved
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$164 / Monthly
Senior CommunityYes

Financial Details

List Price$375,900
Original Price$379,900
Annual Taxes$5,884 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRPD-10
Parcel #062816388940001610

Directions

US 19 N to Highland Lakes main entrance (fountains) north of Nebraska. Follow entrance road to a left onto E Dorchester Dr. Take a left onto Stafford Dr to property immediately located on left.

Location

102 STAFFORD DRIVE, PALM HARBOR, FL 34684

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedFebruary 20, 2026

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Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$375,900

20% ($75,180)
6.75%

Loan Term

Principal & Interest$1,950
Property Tax (est.)$345
Insurance (est.)$150
Total Monthly$2,445
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How to Buy This Home

Multiple financing options available for this $375,900 home in PALM HARBOR.

🏛️

FHA Loan

$13,157 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$18,795 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 20, 2026.

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