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$330,000

34515 CEDARFIELD DRIVE, DADE CITY, FL 33523

3D Tour
Active191 days on market

Beds

3

Baths

2

Sq Ft

2,462 sq ft

Year Built

1987

Lot Size

0.21 acres

Garage

2

About This Property

Welcome to one of the largest and most versatile floor plans in Whispering Oaks Estates! Step inside to soaring ceilings, abundant natural light, and an open, inviting layout designed for both everyday living and entertaining. Featuring 3 bedrooms plus bonus room that could be easily be a 4th bedroom, office, crafting room or workshop, this home adapts to your lifestyle. The bright and cheerful kitchen is enhanced by skylights, generous counter space, and ample cabinetry, creating a welcoming space for preparing meals and gathering with family and friends. The primary suite provides a relaxing retreat with a large walk-in closet, soaking tub, separate shower, and additional natural light from a skylight above. One of the home's standout features is the recently tiled screened lanai, where you can enjoy tranquil pond views, colorful sunsets, and the sights and sounds of nature right from your backyard. The spacious yard offers plenty of room for outdoor activities, pets, gardening, or simply enjoying the peaceful surroundings. Thoughtfully updated for comfort and peace of mind, this home includes a new A/C system, newer hurricane-impact windows, hurricane-rated sliding glass doors, and a new garage door opener. Located in the established community of Whispering Oaks Estates, residents enjoy a quiet setting while remaining conveniently close to shopping, restaurants, medical facilities, and major roadways. Positioned along the future fairway with serene views, this home offers a unique opportunity to purchase while the golf course is being revitalized. Buyers who get in now may benefit from renewed community interest and increased demand once the course reopens, making this not only a wonderful place to live but also an exciting opportunity for the future. If you've been searching for a move-in-ready home with room to spread out, beautiful outdoor scenery, and a location that offers both tranquility and convenience, this one deserves a place at the top of your list. Schedule your private showing today and discover why so many buyers are drawn to the charm, space, and potential of Whispering Oaks Estates.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8478415
StatusActive
Year Built1987
Stories1
Total Rooms9
ConstructionStucco, Vinyl Siding, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionWHISPERING OAKS ESTATES
CountyHernando
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorGarden, Irrigation System, Lighting, Sliding Doors
Lot Size0.21 acres (8,931 sq ft)
Road SurfacePaved
ViewGolf Course
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$277 / Annually
Senior CommunityNo

Financial Details

List Price$330,000
Original Price$339,000
Annual Taxes$5,297 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningMPUD
Parcel #R0212321131700000660

Schools

ElementaryEastside Elementary School
MiddleD.S. Parrot Middle
HighHernando High

Directions

SR 50 to left on 301 Whispering Oaks will be on the left. Take first right, then left on Cedarfield

Location

34515 CEDARFIELD DRIVE, DADE CITY, FL 33523

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedMarch 5, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$330,000

20% ($66,000)
6.75%

Loan Term

Principal & Interest$1,712
Property Tax (est.)$303
Insurance (est.)$150
Total Monthly$2,165
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $330,000 home in DADE CITY.

🏛️

FHA Loan

$11,550 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 12, 2026.

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