$330,000
34515 CEDARFIELD DRIVE, DADE CITY, FL 33523
Beds
3
Baths
2
Sq Ft
2,462 sq ft
Year Built
1987
Lot Size
0.21 acres
Garage
2
About This Property
$0-DOWN USDA FINANCING MAY BE AVAILABLE! This home is in a USDA-eligible area, and qualified buyers may also have access to Florida Housing or Hernando County down payment assistance of up to $50,000. Welcome to Whispering Oaks Estates, where this spacious, move-in-ready home sits on the 8th hole with peaceful pond and golf course views. Offering the largest floorplan in the community, the home greets you with soaring ceilings, clerestory windows and natural light throughout. With 3 bedrooms, 2 full baths and a large bonus room, there’s room to grow: use it as a home office, media room, hobby space or 4th bedroom. The bright kitchen features skylights, generous counter space and an island with seating, open to the dining and family areas, so cooking and entertaining flow naturally. The primary suite is a true retreat with a walk-in closet, dual vanities, soaking tub, separate shower and a skylight. Step out to the expansive tiled, screened lanai to enjoy morning coffee or quiet evenings overlooking the fairway, the gardens and the birds and butterflies that visit daily. The beautifully landscaped yard includes a fenced area that’s ideal for pets. Recent updates include a new A/C, a new garage door opener, hurricane-rated sliding doors and newer hurricane windows. Quiet and private, yet close to shopping, dining, medical facilities and major roads. Schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
SR 50 to left on 301 Whispering Oaks will be on the left. Take first right, then left on Cedarfield
Location
34515 CEDARFIELD DRIVE, DADE CITY, FL 33523
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$330,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $330,000 home in DADE CITY.
🏛️
FHA Loan
$11,550 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 18, 2026.