Skip to main content
1 / 43

$598,000

423 MANNS HARBOR DRIVE, APOLLO BEACH, FL 33572

3D Tour
Active181 days on market

Beds

3

Baths

2

Sq Ft

1,903 sq ft

Year Built

2004

Lot Size

0.14 acres

Garage

2

About This Property

Virtually Staged. There’s something special about ending the day with a Florida sunset over the water—and from this MiraBay lagoon home, that view is right in your own backyard. As the sun goes down, the sky reflects across the lagoon, creating a beautiful backdrop for evenings on the screened lanai and a setting that truly captures what waterfront living in Apollo Beach is all about. This charming Key West–style 3-bedroom, 2-bath home offers the coastal character MiraBay is known for, beginning with an oversized covered front porch that feels made for rocking chairs and slow mornings. Inside, soaring ceilings and an open, light-filled floor plan connect the living and dining spaces, while the upgraded kitchen features solid-surface countertops, stainless steel appliances and plenty of cabinetry. Out back is where this home really shines. With no rear neighbors and wide lagoon views, the screened lanai offers a private place to enjoy morning coffee, dinner outside or those unforgettable sunsets over the water. Living in MiraBay means having some of Apollo Beach’s best amenities just outside your door, including a waterfront clubhouse, resort-style pool, fitness center, boating access to Tampa Bay and the Gulf, and a 24-hour gated entrance. Shopping, dining, recreation and area beaches are also within easy reach. If you’ve been looking for a waterfront home where the view is just as special as the community, this one deserves to be seen—especially at sunset. Some photos have been virtually staged to showcase the home’s potential.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8478472
StatusActive
Year Built2004
Total Rooms10
ConstructionBlock, Stucco
RoofMetal
FoundationSlab
FacesSoutheast
SubdivisionMIRABAY PH 3A-1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Tray Ceiling(s)
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Range
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Natural Gas

Exterior & Lot

ExteriorFrench Doors, Lighting, Rain Gutters, Sidewalk
Lot Size0.14 acres (6,050 sq ft)
Road SurfaceAsphalt, Paved
ViewWater
0

Waterfront

WaterfrontYes
FeaturesBay/Harbor Front, Waterfront, Intracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$190 / Annually
Senior CommunityNo

Financial Details

List Price$598,000
Original Price$640,000
Annual Taxes$13,747 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPD
Parcel #U32311962G00004C00006.0

Schools

ElementaryApollo Beach-HB
MiddleEisenhower-HB
HighLennard-HB

Directions

Take Exit 246 (Big Bend Rd) and head west toward Apollo Beach. Continue on Big Bend Rd, then turn left onto US-41. Turn right onto Manns Harbor Dr and follow it to 423 Manns Harbor.

Location

423 MANNS HARBOR DRIVE, APOLLO BEACH, FL 33572

Listing Information

OfficeAGILE GROUP REALTY
ListedFebruary 19, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$598,000

20% ($119,600)
6.75%

Loan Term

Principal & Interest$3,103
Property Tax (est.)$548
Insurance (est.)$150
Total Monthly$3,801
Full Calculator →

Nearby Schools

How to Buy This Home

Multiple financing options available for this $598,000 home in APOLLO BEACH.

🏛️

FHA Loan

$20,930 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$29,900 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Apollo Beach

More Homes in Apollo Beach

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

Call (813) 733-7907TextContact