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$425,000

4103 N HOWARD AVENUE, TAMPA, FL 33607

3D Tour
Active217 days on market

Beds

6

Baths

2

Sq Ft

1,864 sq ft

Year Built

1925

Lot Size

0.15 acres

Garage

—

About This Property

West Riverside Heights income property. $3110/MONTH PAYMENT STANDARD for 3-bedroom Section 8 rental rate in 33607, giving the buyer an opportunity for even greater cash flow than currently producing. Cash-flowing investment opportunity situated within the rapidly appreciating West Riverside Heights district. This duplex is comprised of two 3-bedroom, 1-bathroom units with a combined 1,864-square-foot footprint. The property has recently been upgraded with BRAND NEW Hardie Board siding, trim, exterior paint, and a brand new exterior fence. The AC was recently upgraded in 2022. The bottom unit is currently vacant, while the upstairs tenants are signed to long-term leases. Allowing the buyer to live in one unit and rent out the other, or lease both units if desired. The centrally located property is located minutes from Raymond James Stadium, Hillsborough Community College (the proposed future site of the Tampa Bay Rays), St. Joseph’s Hospital, Armature Works, and the University of Tampa. Charming and well-performing, this West Riverside Heights gem is ideal for those seeking an immediate cash-flowing asset with the potential for long term appreciation.

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #TB8478655
StatusActive
Year Built1925
ConstructionWood Frame
RoofShingle
FoundationStilt/On Piling
SubdivisionPRINCESS PARK 1
CountyHillsborough
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters
FlooringEngineered Hardwood
AppliancesCooktop, Microwave, Range, Refrigerator
LaundryOutside
WindowsBlinds, Rods
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorFenced, Lighting, Rain Gutters, Sidewalk
Other StructuresStorage
Lot Size0.15 acres (6,660 sq ft)
Lot Dimensions74 x 90
Lot FeaturesCity Lot, Level, Sidewalk
Road SurfacePaved, Concrete
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Available, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$425,000
Original Price$550,000
Annual Taxes$4,500 (2024)
FinancingCash, Conventional, FHA
ZoningRS-50
Parcel #A1129183J700000400025.0

Schools

ElementaryTampa Bay Boluevard-HB
MiddleMadison-HB
HighJefferson

Directions

From Downtown Tampa, start by heading north on N Florida Avenue. Turn left onto the I-270 W/I-4 W ramp toward Ocala/Orlando and merge onto I-275 N. Take exit 46B for FL-574/Martin Luther King Jr. Blvd. Turn left onto W MLK Jr. Blvd and continue west for about 1.5 miles. Turn left onto N Howard Avenue. The destination will be on your right, just past W Palmetto Street.

Location

4103 N HOWARD AVENUE, TAMPA, FL 33607

Listing Information

OfficeCOMPASS FLORIDA LLC
ListedFebruary 20, 2026

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Home Price

$425,000

20% ($85,000)
6.75%

Loan Term

Principal & Interest$2,205
Property Tax (est.)$390
Insurance (est.)$150
Total Monthly$2,745
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $425,000 home in TAMPA.

🏛️

FHA Loan

$14,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$21,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 14, 2026.

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