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$1,100,000

1104 BEACH TRAIL UNIT 1, INDIAN ROCKS BEACH, FL 33785

3D Tour
Active220 days on market

Beds

2

Baths

2

Sq Ft

1,130 sq ft

Year Built

1982

Lot Size

0.18 acres

Garage

—

About This Property

Stunning DIRECT GULF FRONT views from this fully remodeled 2-bed, 2-bath condo in Indian Rocks Beach. Located in a secluded 4-unit Beach House Condo, this front-row unit feels private and peaceful — practically on top of the sand with unobstructed sunsets from your balcony. Inside, bright laminated floors and coastal-chic fixtures set the tone. The fully renovated kitchen boasts quartz countertops, modern cabinetry and newer appliances. An oversized laundry closet with updated washer/dryer adds convenience. Both bathrooms were tastefully redesigned with glass showers and designer vanities; the master suite offers Gulf views and a wall-to-wall closet. Thoughtful storage includes a dedicated unit for beach chairs and gear. Systems updates include newer doors and windows, water heater and a 2022 HVAC. Parking is under the building (2–3 cars deep) with additional locked storage below. Walk to local restaurants, beach bars, cafes, grocery stores, fitness studios and waterfront parks — enjoy private beachfront living with easy access to dining and amenities. Schedule a private showing today.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8479460
StatusActive
Year Built1982
Stories1
Total Rooms4
ConstructionWood Frame, Wood Siding
RoofShingle
FoundationStilt/On Piling
FacesWest
SubdivisionBEACH HOUSE OF INDIAN
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Solid Surface Counters
FlooringLaminate, Tile
AppliancesDisposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Courtyard, Sliding Doors
Lot Size0.18 acres (7,698 sq ft)
Road SurfaceAsphalt, Concrete
0

Waterfront

WaterfrontYes
FeaturesBeach

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$1,100,000
Annual Taxes$9,554 (2025)
Parcel #123014058920000010

Directions

From Ulmerton Road Turn right onto Gulf Blvd (heading north). Continue north on Gulf Blvd through Indian Rocks Beach. Turn right onto Beach Trail (look for low-rise beachfront buildings and signage). Follow Beach Trail a short distance — 1104 Beach Trail will be on the right. Park under the building (parking stacks 2–3 cars deep); entrance to Apt 1 is on the second level.

Location

1104 BEACH TRAIL UNIT 1, INDIAN ROCKS BEACH, FL 33785

Listing Information

OfficeCOASTAL PROPERTIES GROUP INTER
ListedFebruary 23, 2026

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Home Price

$1,100,000

20% ($220,000)
6.75%

Loan Term

Principal & Interest$5,708
Property Tax (est.)$1,008
Insurance (est.)$150
Total Monthly$6,866
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Financing a Luxury Home

Specialized financing for this $1,100,000 property in INDIAN ROCKS BEACH. Luxury purchases typically require jumbo or portfolio lending.

💎

Jumbo Loan

$110,000 Down

For homes exceeding conforming loan limits. Typically requires 10-20% down, strong credit, and reserves.

🎖️

VA Jumbo

$0 Down

VA-eligible borrowers can go above conforming limits with zero down in many cases.

🏦

Portfolio Loan

$165,000 Down

Held by the lender, not sold. Flexible terms for high-net-worth buyers with non-traditional income.

🔑

Bridge Loan

$220,000 Down

Short-term financing to buy before selling. Ideal for move-up buyers in competitive markets.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 1, 2026.

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