$715,000
408 GEORGIA AVENUE, CRYSTAL BEACH, FL 34681
Beds
3
Baths
2
Sq Ft
1,840 sq ft
Year Built
1993
Lot Size
0.14 acres
Garage
2
About This Property
Experience the quintessential Florida lifestyle in this pristine, Key West-inspired coastal retreat located in the golf-cart-friendly community of Crystal Beach. This 3-bedroom, 2-bath residence radiates "coastal chic" with stunning new blonde luxury vinyl plank flooring, modern quartz countertops, and a neutral palette. The open-concept first floor seamlessly connects a stylish kitchen—featuring solid wood cabinetry and a glass backsplash—to welcoming living and dining spaces. Retreat to the second floor, where the spacious primary suite offers a private oasis complete with a walk-in closet and a spa-like ensuite featuring a jacuzzi tub and frameless glass shower. Two additional bedrooms provide versatility, with one offering French door access to the charming front balcony. Outdoor living is a dream on the expansive back deck, overlooking a fenced 50x118 lot with plenty of room for a future pool. Best of all, this home has never flooded (Zone AE) and allows for short-term rentals (1-7 day minimum), making it a fantastic investment or primary residence. Located steps from the Pinellas Trail, local marinas, and top-rated schools like Palm Harbor University High, this move-in-ready gem offers the perfect blend of leisure and luxury. For added flexibility and future potential, the adjacent Lot 10 is also available for purchase at an additional price—offering a rare opportunity to expand your footprint or secure extra investment value.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Alt US 19N. Turn left on to Crystal Beach Drive. Turn Left on to Vincent St. Turn left on to Georgia. Home is on the left.
Location
408 GEORGIA AVENUE, CRYSTAL BEACH, FL 34681
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$715,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $715,000 home in CRYSTAL BEACH.
🏛️
FHA Loan
$25,025 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$35,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.