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$429,000

2444 FOGGY CREEK CIRCLE, CLEARWATER, FL 33764

3D Tour
Active201 days on market

Beds

3

Baths

3

Sq Ft

1,853 sq ft

Year Built

2020

Lot Size

0.04 acres

Garage

1

About This Property

Income-Producing Investment Opportunity with Potential Assumable Low-Interest Financing Welcome to 2444 Foggy Creek Circle, Clearwater, FL 33765, a well-maintained 3-bedroom, 2.5-bathroom townhome with a 1-car garage located in the desirable Towns at Belleair Grove community. The property is currently leased, offering investors the opportunity to acquire an income-producing property with an established tenant already in place. Qualified buyers may have the opportunity to assume the existing low-interest mortgage (approximately 3%), subject to lender approval and qualification. This unique financing opportunity may provide substantial savings compared to current market interest rates. The thoughtfully designed floor plan features an open-concept living and dining area that flows seamlessly into the kitchen, creating a functional and inviting living space. Upstairs, the spacious primary suite offers a private en-suite bathroom and generous closet space, while two additional bedrooms and a full bathroom provide comfortable accommodations. A convenient half bathroom is located on the main level, along with an attached one-car garage. Ideally situated in the heart of Pinellas County, Towns at Belleair Grove provides convenient access to US-19, Gulf-to-Bay Boulevard, Downtown Clearwater, Belleair, Dunedin, Safety Harbor, Tampa, and St. Petersburg. Residents enjoy close proximity to shopping, dining, medical facilities, parks, airports, and Florida's award-winning Gulf Coast beaches. Whether you're expanding your investment portfolio or purchasing your first rental property, this well-maintained townhome offers immediate rental income through its current lease, a highly desirable Clearwater location, and the potential advantage of assumable low-interest financing for qualified buyers. Lease terms and additional property details are available upon request.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8479648
StatusActive
Year Built2020
Stories2
Total Rooms3
ConstructionBlock, Stucco, Vinyl Siding, Wood Frame
RoofShingle
FoundationSlab
FacesSoutheast
SubdivisionTOWNS AT BELLEAIR GROVE
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLaminate, Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Sidewalk, Sliding Doors
FencingVinyl
Lot Size0.04 acres (1,838 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Public, Sewer Available, Water Available

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$465 / Monthly
Senior CommunityNo

Financial Details

List Price$429,000
Original Price$449,000
Annual Taxes$5,000 (2025)
Parcel #302916915190000500

Schools

ElementaryBelcher Elementary-PN
MiddleOak Grove Middle-PN
HighLargo High-PN

Directions

Head toward Bypass Dr. Turn right onto U.S. 19 Frontage Rd. Keep right to stay on U.S. 19 Frontage Rd. Turn right onto Belleair Rd. Turn left onto Eagle Creek Dr. Turn left to stay on Eagle Creek Dr. Eagle Creek Dr turns right and becomes Foggy Creek Cir. Destination will be on the right.

Location

2444 FOGGY CREEK CIRCLE, CLEARWATER, FL 33764

Listing Information

OfficeTHE SHOP REAL ESTATE CO.
ListedFebruary 24, 2026

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Home Price

$429,000

20% ($85,800)
6.75%

Loan Term

Principal & Interest$2,226
Property Tax (est.)$393
Insurance (est.)$150
Total Monthly$2,769
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $429,000 home in CLEARWATER.

🏛️

FHA Loan

$15,015 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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