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$185,000

12760 INDIAN ROCKS ROAD UNIT 104, LARGO, FL 33774

Active104 days on market

Beds

Baths

Sq Ft

1,304 sq ft

Year Built

1972

Lot Size

15.20 acres

Garage

—

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About This Property

Seller is motivated, bring an offer! Updated 2BR/2BA first-floor condo in the private waterfront community of New Atlantis Club! Enjoy easy ground-level living just steps from your designated parking space. This spacious 1,300+ sq ft home features an open-concept layout, a stunning white kitchen with granite countertops, and a split-bedroom floor plan for added privacy. The primary suite offers a beautifully updated en-suite bath, walk-in closet with washer and dryer, and private screened lanai. Resort-style amenities include two heated pools, hot tub, fitness center, clubhouse, tennis courts, shuffleboard, kayak launch, BBQ areas, Tiki huts, car wash station, and private gated access to John Bonner Park. Ideally located just over a mile from Indian Rocks Beach and a short distance to shops and restaurants. Lush tropical landscaping and an active community lifestyle complete this incredible opportunity to enjoy Florida living at its best.

Property Overview

Property TypeResidential

Sub TypeCondominium

MLS #TB8480377

StatusActive

Year Built1972

Stories4

Total Rooms4

ConstructionBlock, Stucco

RoofBuilt-Up, Membrane

FoundationSlab

FacesWest

SubdivisionNEW ATLANTIS CLUB CONDO

CountyPinellas

OwnershipCondominium

FurnishedTurnkey

Interior Features

InteriorLiving Room/Dining Room Combo, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Laminate, Vinyl

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

LaundryInside

CoolingCentral Air

HeatingCentral, Heat Pump

Exterior & Lot

ExteriorIrrigation System, Sliding Doors

Lot Size15.20 acres (662,203 sq ft)

Road SurfaceAsphalt, Paved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$185,000

Original Price$195,000

Annual Taxes$3,870 (2025)

FinancingCash, Conventional

Parcel #073015597500011040

Schools

ElementaryAnona Elementary-PN

MiddleSeminole Middle-PN

HighLargo High-PN

Directions

Take Walsingham west to Indian Rocks Rd., North past Anona Elem. School to New Atlantis Club on the left. From West Bay, South on Indian Rocks look for New Atlantis Club on the right side. 1st bldg. on the right.

Location

12760 INDIAN ROCKS ROAD UNIT 104, LARGO, FL 33774

Listing Information

OfficeBILTMORE GROUP INC

ListedFebruary 25, 2026

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Home Price

$185,000

Down Payment20% ($37,000)

Interest Rate6.75%

Loan Term

Principal & Interest$960

Property Tax (est.)$170

Insurance (est.)$150

Total Monthly$1,280

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Nearby Schools

Elementary School

Anona Elementary-PN

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Middle School

Seminole Middle-PN

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High School

Largo High-PN

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How to Buy This Home

Multiple financing options available for this $185,000 home in LARGO.

🏦

Conventional

$9,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: June 9, 2026.