$643,900
10039 SMARTY JONES DRIVE, RUSKIN, FL 33573
Beds
5
Baths
4
Sq Ft
4,328 sq ft
Year Built
2013
Lot Size
0.18 acres
Garage
3
About This Property
Short Sale. Motivated Seller! Check out this fabulous home featuring a spacious and functional floor plan with a POOL and peaceful WATER view. This 2 story home offers over 4,000 square feet with 5 bedrooms, 4 full bathrooms, a MEDIA room, and an oversized 3 car tandem garage. Major updates include a NEW ROOF in 2025, exterior paint in 2025, a heated POOL in 2021, and a 2 story screened lanai in 2022. As you enter, you are welcomed by a combined living and dining room with a modern fireplace. On the right is a flex room with a custom barn door that can be used as an office, man cave, or whatever best fits your lifestyle. The kitchen is perfect for gatherings with granite countertops, an island, a food pantry, a custom vent hood, and stainless steel appliances. It opens to the large family room and breakfast nook overlooking the pool and pond. The first floor also includes a bedroom and full bathroom, perfect for guests or as a mother-in-law suite. Upstairs, you will find 4 additional bedrooms, 2 bathrooms, and a spacious primary suite featuring a cozy fireplace, sitting area, 2 walk-in closets, and access to a balcony. The primary bathroom includes double sinks, a garden tub, and a separate shower. The home theater room is ready for movie nights with comfortable custom seating, surround sound, a projection screen, and balcony access. Step outside and relax in your private heated pool and spa with waterfall features, custom tile, and a paver deck with plenty of covered seating while enjoying beautiful sunset views over the pond. Located in the popular Belmont community with amenities that include two pools, tennis courts, a basketball court, playground, clubhouse, walking trails, open green space, and a dog park. Check out the 3D tour to get a better feel for this fabulous property. Utilities are currently off. Buyer will be responsible for turning on utilities for inspections if needed.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From Hwy 301, turn West on Paseo Al Mar Blvd, turn left on GAte Dancer Rd, take the first Exit to Celtic Ash Dr, Right on Smarty Jones Drive. Home is on your left.
Location
10039 SMARTY JONES DRIVE, RUSKIN, FL 33573
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$643,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $643,900 home in RUSKIN.
🏛️
FHA Loan
$22,537 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$32,195 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hillsborough County SHIP
Varies
Income-qualifying Hillsborough residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.