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$129,000

1143 85TH TERRACE N UNIT D, ST PETERSBURG, FL 33702

Active211 days on market

Beds

2

Baths

2

Sq Ft

940 sq ft

Year Built

1968

Lot Size

19.29 acres

Garage

—

About This Property

Great News, as of July 1st, 2026 the monthly maintenance was lowered to $598!!! This building did not sustain any flood damage, and was not effected with flooding from any storms. Discover the charm and potential of this 2-bedroom, 2-bath condo in the most affordable Jamestown community. Set on the 2nd floor, this home offers a spacious living room that flows to a large private balcony with additional storage, and tranquil views of mature trees and greenery right behind the building. The kitchen provides plenty of cabinet space and connects to a dining area, perfect for everyday meals or entertaining. Both bedrooms feature walk-in closets, with the primary suite offering its own private bath. Solid brick construction adds to the quiet and comfort of this unit. A storage space is located beneath the staircase for added convenience. This Building did not sustain any flood damage. Jamestown residents enjoy two swimming pools and tennis courts, all within minutes of Gateway Shopping Center, dining, and major roadways including Gandy Blvd. and Tampa International Airport. With some updating, this condo can truly shine — a wonderful opportunity to create your ideal retreat in a great location.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8481540
StatusActive
Year Built1968
Stories2
Total Rooms5
ConstructionBrick
RoofBuilt-Up, Shingle
FoundationSlab
FacesSouth
SubdivisionJAMESTOWN CONDO
CountyPinellas
OwnershipCondominium

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Linoleum, Vinyl
AppliancesDishwasher, Electric Water Heater, Range, Range Hood, Refrigerator
LaundryCommon Area, Other
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorBalcony, Outdoor Shower, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
Other StructuresTennis Court(s)
Lot Size19.29 acres (840,093 sq ft)
Lot FeaturesFlood Insurance Required, FloodZone, City Lot, Near Public Transit, Sidewalk
Road SurfacePaved, Asphalt
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Fire Hydrant, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$129,000
Original Price$139,900
Annual Taxes$2,189 (2025)
Parcel #253016438160071434

Directions

MLK Jr N, left turn to 85th Ave N, next rt turn and building 7 is on the right

Location

1143 85TH TERRACE N UNIT D, ST PETERSBURG, FL 33702

Listing Information

OfficePEOPLE'S CHOICE REALTY SVC LLC
ListedMarch 2, 2026

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Home Price

$129,000

20% ($25,800)
6.75%

Loan Term

Principal & Interest$669
Property Tax (est.)$118
Insurance (est.)$150
Total Monthly$938
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How to Buy This Home

Multiple financing options available for this $129,000 home in ST PETERSBURG.

🏛️

FHA Loan

$4,515 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$6,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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