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$790,000

4415 CLEARWATER HARBOR DRIVE N, LARGO, FL 33770

3D Tour
Active209 days on market

Beds

4

Baths

2

Sq Ft

2,232 sq ft

Year Built

1973

Lot Size

0.32 acres

Garage

2

About This Property

One or more photo(s) has been virtually staged. “Livable today… Transformable tomorrow.” Why spend $1 million+ on someone else's renovations when you can secure this waterfront location now and create the home you've always envisioned? $790,000 gives you the waterfront location, the canal, the Gulf access, the land, the existing home, and the opportunity to improve it on your own timetable. The neighborhood is on the mainland side of the Intracoastal, providing easy drives to St. Pete, Tampa…and beyond. It has a community-style vibe…neighbors walking their dogs, riding bikes, and just visiting back and forth. The foundation is already here for you to build on… with a functional custom-built, CBS-constructed home from the 70’s, with a substantial footprint, oversized garage, established landscaping, and an existing waterfront setup. In 30 minutes or less, you can leave your dock and head towards Clearwater Pass (through two 74’ fixed bridges), and you will be in the open Gulf! Move in now…and begin your dream of boating life on the Gulf!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8481601
StatusActive
Year Built1973
Stories1
Total Rooms11
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesSouth
SubdivisionHARBOR HILLS 3RD ADD
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s)
FlooringLuxury Vinyl, Slate, Tile
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, In Garage
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.32 acres (13,961 sq ft)
Lot Dimensions81 x 137
Lot FeaturesCorner Lot, Flood Insurance Required, FloodZone, In County, Level, Unincorporated
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesCanal - Saltwater

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityNo

Financial Details

List Price$790,000
Original Price$875,000
Annual Taxes$12,090 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #063015360540101230

Schools

ElementaryAnona Elementary-PN
MiddleSeminole Middle-PN
HighLargo High-PN

Directions

From West Bay Drive, turn left (south) onto Indian Rocks Road to entrance of Harbor Hills Subdivison at Avocado Road. Turn right and follow to stop sign, Turn left onto Harbor Hills Drive. Proceed through 3-way stop until you reach CLearwater Harbor Drive on the left. Turn left. Home is 3rd home on right #4415 (light green home on corner).

Location

4415 CLEARWATER HARBOR DRIVE N, LARGO, FL 33770

Listing Information

OfficePREMIER SOTHEBY'S INTL REALTY
ListedMarch 2, 2026

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Home Price

$790,000

20% ($158,000)
6.75%

Loan Term

Principal & Interest$4,099
Property Tax (est.)$724
Insurance (est.)$150
Total Monthly$4,973
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $790,000 home in LARGO.

🏛️

FHA Loan

$27,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$39,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.

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