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$449,900
Beds
3
Baths
3
Sq Ft
1,600 sq ft
Year Built
1998
Lot Size
0.02 acres
Garage
3
This rare waterfront opportunity in Palm Harbor’s highly coveted, golf-cart-friendly Ozona Village offers an unparalleled Florida lifestyle at an incredible price point. Nestled among the trees in Ryans Woods along the Sutherland Bayou, this three-bedroom, two-and-a-half-bathroom townhome features over 1,600 heated square feet of sun-drenched living space across three levels. The interior shines with newly updated luxury vinyl plank flooring, a convenient main-level laundry room, and a central kitchen hub, fully remodeled in the past few years and equipped with stainless steel appliances. The spacious upstairs bedrooms are defined by airy vaulted ceilings, specifically the primary suite which boasts an ensuite bath, a walk-in closet with built in closet organizer, and a 160 sq ft private deck overlooking the lush treetops. Complemented by an expansive and additional 640 sq ft ground-floor garage featuring tandem parking, room for a workbench, and a versatile flex space, you can launch your kayak or paddleboard just steps from your home at the community launch access or enjoy breathtaking views from your multiple private balconies. Major updates provide total peace of mind, including a 2021 AC, metal roof, a dedicated EV breaker, and an impact slider on the main level. The fee-simple ownership makes this an ideal choice for either a primary residence or a low-maintenance second home. Residents enjoy a sparkling, community pool with renovated community space and an affordable $315 monthly HOA fee, all while being 1 mile from Downtown Palm Harbor and minutes from downtown Ozona’s vibrant dining, the Pinellas Trail, Pop Stansell Park, and top-rated schools like Palm Harbor University High School. Whether you are looking for a full-time coastal sanctuary or a turnkey weekend getaway, this tropical paradise is waiting for you to say YES!
From Alt 19 north of Tampa Rd, head west onto Virginia Ave, bear to right then turn right onto Ryans Woods Ln, home will be on left.
510 RYANS WOODS LANE, PALM HARBOR, FL 34683
Pick a Day
Preferred Time
Home Price
$449,900
Loan Term
Multiple financing options available for this $449,900 home in PALM HARBOR.
🏛️
$15,747 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$22,495 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 29, 2026.