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$393,000

1609 BONITA BLUFF COURT, RUSKIN, FL 33570

3D Tour
Active225 days on market

Beds

4

Baths

3

Sq Ft

2,324 sq ft

Year Built

2009

Lot Size

0.14 acres

Garage

2

About This Property

MOVE IN READY! GATED COMMUNITY! NO REAR NEIGHBORS! NEW HVAC (2024) - UPDATED STAINLESS STEEL APPLIANCES (2022) - LARGE FENCED LOT - LOW HOA & CDD! Step through the gated entrance of Mira Lago West and discover a private sanctuary where your large backyard stretches into a vast community green space, free from neighboring views. A brand-new HVAC system plus updated stainless appliances, this home delivers immediate comfort without the wait. A soaring two-story foyer welcomes you inside, opening to a chef's kitchen where granite countertops and a massive island invite effortless gatherings. Picture preparing meals while chatting with friends in the adjacent living area, the eat-in space alive with laughter during game nights or casual watch parties. Light pours through ample windows, highlighting modern fixtures and fans updated in 2022 that keep every room, including the living space and all bedrooms, perfectly cooled. Upstairs, four bedrooms await, including a generous primary suite with a large walk-in closet and an ensuite bath featuring a garden tub, separate shower with a new glass enclosure (2022), and serene finishes. A conveniently located laundry room sits in the hallway, simplifying daily life. Downstairs, an updated guest bath adds practicality for visitors. Outside, mature landscaping frames the front entry, just steps from the resort-style pool, newly upgraded playground (2025), and basketball courts. Your screened lanai overlooks the green expanse, with a paved area ready for barbecues under the stars. Golf-cart-friendly paths lead to community ponds, food truck nights, and activities in this low-HOA, low-CDD neighborhood bordering Bahia Beach Nature Preserve. Minutes from E.G. Simmons Regional Park's kayaking, fishing, and beaches, or a quick drive to I-75, MacDill AFB, and Downtown Tampa, and sugar sand gulf beaches, it feels worlds away yet connected. This move-in-ready retreat invites you to settle in and truly unwind. Schedule your private showing today or contact us for more details, and start envisioning your new chapter here.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8481856
StatusActive
Year Built2009
Stories2
Total Rooms13
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionMIRA LAGO WEST PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorAccessibility Features, Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator
LaundryCommon Area, Electric Dryer Hookup, Upper Level, Washer Hookup
WindowsBlinds, Double Pane Windows, Drapes, Rods
CoolingCentral Air, Humidity Control
HeatingCentral, Electric, Heat Pump
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorHurricane Shutters, Irrigation System, Lighting, Private Mailbox, Sidewalk, Sliding Doors
FencingVinyl
Lot Size0.14 acres (6,293 sq ft)
Lot Dimensions58 x 109
Lot FeaturesLandscaped, Level, Near Public Transit, Oversized Lot, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Phone Available, Sewer Connected, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$294 / Quarterly
Senior CommunityNo

Financial Details

List Price$393,000
Original Price$395,000
Annual Taxes$5,567 (2024)
FinancingCash, Conventional, FHA, Other, USDA Loan, VA Loan
ZoningPD
Parcel #U01321879F00000000086.0

Schools

ElementaryThompson Elementary
MiddleShields-HB
HighLennard-HB

Directions

From I-75 Take Exit 246 for Big Bend Road/CR-672 toward Apollo Beach/Ruskin, Head West on Big Bend Road (toward US-41for approximately 1.5 miles. Turn left (South) onto US-41 S/Tamiami Trail. Turn West on W Shell Point Rd from US 41 in Ruskin. Turn right (north) on 14th St NW then Left to Main Gate of Mira Lago (gate code required) then thru gate and turn left then 1st right on Bonita Bluff Ct to this beautiful home on the right.

Location

1609 BONITA BLUFF COURT, RUSKIN, FL 33570

Listing Information

OfficeCENTURY 21 BEGGINS ENTERPRISES
ListedMarch 2, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$393,000

20% ($78,600)
6.75%

Loan Term

Principal & Interest$2,039
Property Tax (est.)$360
Insurance (est.)$150
Total Monthly$2,549
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $393,000 home in RUSKIN.

🏛️

FHA Loan

$13,755 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,650 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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