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$389,000

1643 BONITA BLUFF COURT, RUSKIN, FL 33570

3D Tour
Active218 days on market

Beds

3

Baths

2

Sq Ft

2,450 sq ft

Year Built

2006

Lot Size

0.13 acres

Garage

2

About This Property

Welcome to this stunning pool home in the gated community of Mira Lago! Offering 3 bedrooms, 2 bathrooms, and a versatile upstairs bonus room. Step inside to a welcoming foyer and enjoy beautiful wood-look laminate flooring throughout the main living areas. The spacious tiled kitchen is fully equipped with stainless steel appliances, including a refrigerator, Dishwasher, Range, Microwave, granite countertops, 48” upper cabinets, closet pantry, prep island, and a bright dinette area with a charming bay window. Just off the kitchen is the laundry room featuring a washer and dryer for added convenience. The private owner’s suite is located at the rear of the home and showcases a custom entry feature with an arched wall niche, elegant double tray ceiling, walk-in closet with custom organization system, and sliding glass doors leading directly to the pool and patio. The en-suite bath offers dual vanities, a tiled step-in shower, and a relaxing garden tub. Two additional bedrooms are situated at the front of the home with a full bath in between. The expansive great room also features sliding glass doors that open to your screened-in lanai and heated pool complete with a flowing fountain. With ample deck space, it’s the perfect setting for outdoor entertaining, BBQs, and enjoying Florida living year-round. Upstairs, the oversized bonus room provides endless possibilities — home office, media room, playroom, gym, or guest retreat. Residents of Mira Lago's amenities including a clubhouse, community pool, playground, and more. Nature lovers will appreciate being just minutes from E.G. Simmons Regional Park, a beautiful waterfront wildlife sanctuary offering swimming, kayak and canoe rentals, a boat ramp, picnic areas, and camping.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8481887
StatusActive
Year Built2006
Stories2
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionMIRA LAGO WEST PH 1
CountyHillsborough
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox
Lot Size0.13 acres (5,500 sq ft)
Lot Dimensions50 x 110
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$210 / Quarterly
Senior CommunityNo

Financial Details

List Price$389,000
Annual Taxes$7,136 (2024)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningPD
Parcel #U01321879F00000000103.0

Directions

From 75 take exit 246, head west on Big Bend and turn South on 41. Turn west on 11th Ave and Mira Lago's entrance will be at the end of the road. Turn Left on York Dale and Right on Bonita Bluff. Home will be on the right

Location

1643 BONITA BLUFF COURT, RUSKIN, FL 33570

Listing Information

OfficeCENTURY 21 CIRCLE
ListedMarch 2, 2026

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Home Price

$389,000

20% ($77,800)
6.75%

Loan Term

Principal & Interest$2,018
Property Tax (est.)$357
Insurance (est.)$150
Total Monthly$2,525
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How to Buy This Home

Multiple financing options available for this $389,000 home in RUSKIN.

🏛️

FHA Loan

$13,615 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hillsborough County SHIP

Varies

Income-qualifying Hillsborough residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: March 14, 2026.

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