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$720,000

2686 CRYSTAL CIRCLE, DUNEDIN, FL 34698

3D Tour

Active127 days on market

Beds

Baths

Sq Ft

2,367 sq ft

Year Built

1998

Lot Size

0.29 acres

Garage

About This Property

This is a beautiful home built in 1989 and is in the desirable Waterford East subdivision. Great central location. Close to all that downtown Dunedin has as well as beautiful Gulf Coast beaches, such as Honeymoon Island and Tampa International Airport. The open floor plan and high ceilings provide so much natural light and is very unique. The living room has a cozy wood burning fireplace that is open to the kitchen, bar area, eating area and can be enjoyed by all. There are patio doors that lead out to an expansive patio that it adorned with pavers. The property offers a mature and manicured landscape that is flanked by a sidewalk and pavers to the front entry double doors and the huge 3 car garage. The facade has so many architectural details and is obvious from the moment you come upon this gem. The home is move in ready and has so many possibilities to give your own personal touch. Come see this lovely home and amazing neighborhood.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8482149

StatusActive

Year Built1998

Total Rooms4

ConstructionStucco

RoofShingle

FoundationSlab

FacesEast

SubdivisionWATERFORD EAST

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)

FlooringCeramic Tile

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup

CoolingCentral Air

HeatingCentral, Propane

FireplaceYes ()

SecuritySecurity System, Security System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Private Yard

Lot Size0.29 acres (12,502 sq ft)

Lot FeaturesLandscaped, Sidewalk

Road SurfacePaved, Asphalt

ViewTrees/Woods

Utilities

WaterNone

SewerPublic Sewer

UtilitiesCable Available, Electricity Connected, Public, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes

HOA Fee$350 / Annually

Senior CommunityNo

Financial Details

List Price$720,000

Original Price$785,000

Annual Taxes$3,875 (2025)

FinancingCash, Conventional, FHA, VA Loan

Parcel #132815950750000030

Directions

US Highway 19 North and head West/left onto Curlew Road. Take a left onto Crystal Circle. 2686 Crystal Circle will be on your right hand sice.

Location

2686 CRYSTAL CIRCLE, DUNEDIN, FL 34698

Listing Information

OfficeMELENDY REAL ESTATE

ListedMarch 10, 2026

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Home Price

$720,000

Down Payment20% ($144,000)

Interest Rate6.75%

Loan Term

Principal & Interest$3,736

Property Tax (est.)$660

Insurance (est.)$150

Total Monthly$4,546

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How to Buy This Home

Multiple financing options available for this $720,000 home in DUNEDIN.

🏛️

FHA Loan

$25,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$36,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.