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$698,000

2686 CRYSTAL CIRCLE, DUNEDIN, FL 34698

3D Tour
Active225 days on market

Beds

3

Baths

3

Sq Ft

2,367 sq ft

Year Built

1998

Lot Size

0.29 acres

Garage

3

About This Property

Nestled in the highly sought-after Waterford East subdivision, this well-maintained 1998 home offers an exceptional blend of comfort, space, and convenience. Ideally located just minutes from vibrant downtown Dunedin, Gulf Coast beaches including Honeymoon Island, and Tampa International Airport, you’ll enjoy the best of Florida living. Inside, soaring ceilings and an open floor plan fill the home with natural light and create an inviting atmosphere. The beautiful gas fireplace serves as a warm focal point in the family room, connecting the family room, kitchen, breakfast area, and bar for effortless everyday living and entertaining. French doors open to an expansive paver patio, perfect for outdoor dining or relaxing. Mature landscaping, attractive paver walkways, and impressive architectural details create outstanding curb appeal, while the oversized three-car garage provides abundant storage and flexibility. Move-in ready and thoughtfully maintained, this home also offers an excellent opportunity to personalize and make it your own piece of paradise. Updates include Electric 6/2023, Roof 6/2021, Rheem hot water heater 7/31/2021 screen enclosure 10/2012, Lot 100' x 125' Alarm system, NuTone central vacuum system with kick sweep built into kitchen. Water filter system. Hunter programmable sprinkler system.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8482149
StatusActive
Year Built1998
Total Rooms4
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionWATERFORD EAST
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Propane
FireplaceYes ()
SecuritySecurity System, Security System Owned, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Yard, Sprinkler Metered, Storage
Lot Size0.29 acres (12,502 sq ft)
Lot FeaturesLandscaped, Level, Near Public Transit, Private, Sidewalk
Road SurfacePaved, Asphalt
ViewGarden, Trees/Woods
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$350 / Annually
Senior CommunityNo

Financial Details

List Price$698,000
Original Price$785,000
Annual Taxes$3,875 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #132815950750000030

Directions

US Highway 19 North and head West/left onto Curlew Road. Take a left onto Crystal Circle. 2686 Crystal Circle will be on your right hand side.

Location

2686 CRYSTAL CIRCLE, DUNEDIN, FL 34698

Listing Information

OfficeMELENDY REAL ESTATE
ListedMarch 10, 2026

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Home Price

$698,000

20% ($139,600)
6.75%

Loan Term

Principal & Interest$3,622
Property Tax (est.)$640
Insurance (est.)$150
Total Monthly$4,412
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How to Buy This Home

Multiple financing options available for this $698,000 home in DUNEDIN.

🏛️

FHA Loan

$24,430 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,900 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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