Skip to main content
1 / 60

$489,900

545 PINELLAS BAYWAY S UNIT 207, TIERRA VERDE, FL 33715

3D Tour
Active194 days on market

Beds

3

Baths

3

Sq Ft

2,100 sq ft

Year Built

1999

Lot Size

0.03 acres

Garage

2

About This Property

Virtually Staged. One of the biggest perks of this community is the comprehensive HOA, which covers a wide range of expenses including cable, internet, exterior maintenance and repairs, and even a master flood insurance policy—helping simplify ownership and provide added value. With generous living areas, three private screened outdoor spaces, a two-car tandem garage, extensive storage, newer PGT impact windows, and a community pool just steps from your back door, this home offers the comfort and versatility of a single-family residence with the convenience of townhome living. The ground level features an oversized two-car tandem-style garage with plenty of room for cars, bikes, beach gear, kayaks, and storage. From here, step directly onto your private screened patio, complete with stairs connecting to the balcony above. Just beyond the patio is the beautifully maintained community outdoor area featuring a sparkling pool, lounge seating, gathering tables, and an outdoor shower—creating an inviting setting to relax and enjoy the Florida sunshine. Upstairs, the main living level opens into a bright, spacious floor plan connecting the beautifully remodeled kitchen with the living and dining areas. Updated hurricane-rated windows throughout the home are complemented by electronic window coverings for added comfort and convenience. This level also features a versatile third bedroom or home office with access to its own private screened balcony. A full bathroom serves this room while also providing convenient access from the main living area, making the layout ideal for overnight guests, a home office, or additional living space. Updated flooring completes the main level. The third floor provides exceptional privacy with two spacious bedrooms positioned in a split layout, each featuring its own beautifully updated en-suite bathroom. The primary suite feels like a true retreat, offering direct access through sliding doors to another private screened balcony with remote-controlled shades. A hallway lined with dual walk-in closets leads to the renovated primary bath featuring dual sinks, a large soaking tub, and separate walk-in shower. Down the hall, multiple closets provide impressive additional storage along with conveniently located in-unit laundry and a utility closet. The generously sized guest suite easily accommodates a king-size bed, desk, and additional wardrobe or dresser while also offering two large built-in closets. Its private en-suite bathroom has been updated with a beautiful walk-in shower. Additional improvements include recently replaced interior plumbing, remodeled kitchen and upper-level bathrooms, updated flooring on both living levels, hurricane impact windows, and electronic window treatments. The building exterior is also scheduled to receive a fresh coat of paint, adding to the community's well-maintained appearance. Located on Tierra Verde along the Pinellas Bayway, this home puts some of the area's best recreation, dining, beaches, and destinations within easy reach. Spend the day exploring Fort De Soto Park and its beaches, trails, kayak launches, fishing areas, and waterfront scenery, or head toward the sugar-sand beaches of St. Pete Beach. The restaurants and local businesses of Tierra Verde are close to home, while quick access to the Pinellas Bayway and I-275 makes it easy to reach Downtown St. Petersburg, the Sunshine Skyway Bridge, Gulf beaches, marinas, boating, golf, shopping, entertainment, and Tampa Bay area airports.

Property Overview

Property TypeResidential
Sub TypeTownhouse
MLS #TB8483148
StatusActive
Year Built1999
Stories3
Total Rooms3
ConstructionBlock, Wood Frame
RoofShingle
FoundationSlab
FacesNorth
SubdivisionTERN BAY TWNHMS
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Touchless Faucet, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorBalcony, Lighting, Outdoor Shower, Rain Gutters, Sliding Doors, Sprinkler Metered, Storage
Lot Size0.03 acres (1,381 sq ft)
Lot FeaturesLandscaped, Near Golf Course, Near Marina
Road SurfacePaved
ViewPool
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$700 / Monthly
Senior CommunityNo

Financial Details

List Price$489,900
Original Price$495,000
Annual Taxes$3,651 (2025)
FinancingCash, Conventional
ZoningRM-15
Parcel #203216902790000160

Directions

From the Don CeSar, head north on Gulf Blvd and turn right onto Pinellas Bayway / FL-682 toward St. Petersburg. At the light make a right turn onto Pinellas Bayway S and head over the bridge. You will need to make a U-turn about 3/4 of a mile down. Tern Bay Townhomes will be on your right. The building is on the left if you are facing the canal (rear of the complex).

Location

545 PINELLAS BAYWAY S UNIT 207, TIERRA VERDE, FL 33715

Listing Information

OfficeEXIT SUNCOAST REALTY
ListedMarch 7, 2026

Schedule a Tour

Pick a Day

Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$489,900

20% ($97,980)
6.75%

Loan Term

Principal & Interest$2,542
Property Tax (est.)$449
Insurance (est.)$150
Total Monthly$3,141
Full Calculator →

How to Buy This Home

Multiple financing options available for this $489,900 home in TIERRA VERDE.

🏦

Conventional

$24,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

More Homes in Tierra Verde

More Homes in Tierra Verde

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 27, 2026.

Call (813) 733-7907TextContact