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$600,000

632 SHORE DRIVE, LARGO, FL 33771

3D Tour
Active191 days on market

Beds

2

Baths

2

Sq Ft

1,199 sq ft

Year Built

1965

Lot Size

0.18 acres

Garage

1

About This Property

Significant Price Reduction — Resort-Style Living at an Exceptional Value! Welcome to low-maintenance waterfront living in one of Largo’s rare X flood zone waterfront homes with direct access to Tampa Bay. Perfectly positioned on scenic Allen’s Creek, this beautifully updated pool home offers the waterfront lifestyle buyers are searching for — without the burden of major renovation projects, excessive maintenance, or required flood insurance. Completely move-in ready, the home has been thoughtfully upgraded with major improvements already completed, including a new roof (2023), interior remodel (2023), electrical panel (2023), pool and solar pool heater (2023), hot water heater (2022), HVAC system (2018), and seawall (2017). Impact Anderson double-pane windows in most rooms provide added energy efficiency and storm protection. Inside, natural light fills the open living spaces while peaceful water views create a relaxed coastal atmosphere throughout the home. The updated kitchen features stainless steel appliances, abundant cabinetry, and a charming coffee bar overlooking the water — the perfect place to start your morning while watching dolphins, manatees, and native birds pass through the creek. The outdoor living experience is where this property truly shines. Sliding glass doors open to a spacious screened lanai, sparkling pool, and private waterfront setting designed for entertaining, relaxing, and enjoying the Florida lifestyle year-round. The solar-heated pool also features app-controlled color-changing lighting, creating an incredible atmosphere for evening swims and waterfront gatherings. For boating and outdoor enthusiasts, Allen’s Creek offers over 11 miles of navigable waterways leading directly to Tampa Bay. Kayaking, paddle boarding, fishing, and boating are all accessible from your backyard. The property also includes water rights, offering added flexibility and convenience for buyers interested in building a future dock or boat lift. The home features two spacious bedrooms, including a waterfront primary suite with multiple closets, a walk-in closet, and en-suite bath. The layout is ideal for buyers seeking a turnkey waterfront primary residence, second home, seasonal retreat, or downsized luxury lifestyle. Buyers looking for additional space will also appreciate the potential opportunities to expand or reconfigure the home in the future. Located just minutes from award-winning Gulf beaches, Eagle Lake Park, Largo Central Park, Highland Recreation Complex, shopping, dining, and everyday conveniences, this property offers a rare opportunity to enjoy updated waterfront living in a non-flood zone — an increasingly hard-to-find combination in Pinellas County.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8483210
StatusActive
Year Built1965
Stories1
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionKEENE PARK
CountyPinellas
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters
FlooringTile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryIn Garage
WindowsBlinds, Storm Window(s)
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Private Mailbox, RV Hookup, Sidewalk, Sliding Doors
FencingChain Link
Lot Size0.18 acres (7,800 sq ft)
Lot Dimensions65 x 120
Lot FeaturesCity Lot, In County, Landscaped, Sidewalk
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesDeck, Gunite, In Ground, Salt Water, Solar Heat

Waterfront

WaterfrontYes
FeaturesCreek

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Recycled, Street Lights, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$600,000
Original Price$689,000
Annual Taxes$6,056 (2025)
FinancingCash, Conventional, VA Loan
Parcel #362915455040002270

Schools

ElementaryBelcher Elementary-PN
MiddleLargo Middle-PN
HighLargo High-PN

Directions

From I-275, take Exit 30 and head west on Roosevelt Boulevard, which becomes Ulmerton Road (FL-688). Continue on Ulmerton Road and turn right onto Starkey Road, then turn left onto East Bay Drive. From East Bay Drive, turn right onto Keene Road and continue north before turning left onto Shore Drive. Follow Shore Drive into the neighborhood, and the home at 632 Shore Drive, Largo, Florida 33771 will be located on the left.

Location

632 SHORE DRIVE, LARGO, FL 33771

Listing Information

OfficeHOFACKER & ASSOCIATES INC
ListedMarch 6, 2026

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Home Price

$600,000

20% ($120,000)
6.75%

Loan Term

Principal & Interest$3,113
Property Tax (est.)$550
Insurance (est.)$150
Total Monthly$3,813
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $600,000 home in LARGO.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$30,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.

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