$460,000
3855 TOPSAIL TRAIL, NEW PORT RICHEY, FL 34652
Beds
4
Baths
3
Sq Ft
2,047 sq ft
Year Built
1972
Lot Size
0.17 acres
Garage
2
About This Property
One or more photo(s) has been virtually staged. Live the coastal lifestyle with total peace of mind and complete privacy in Gulf Harbors/ Flora A Mar Community. Access to a PRIVATE BEACH for this community only. This fully renovated, move-in-ready 4BR/3BA pool home backs directly onto a protected conservation area—meaning no rear neighbors, no passing boat traffic, and total backyard serenity. Quick Highlights: - Turn-Key Luxury: Upgraded interior with granite countertops, tile flooring, a main-floor primary suite, and a spacious 2-car garage. - Boater’s Dream ($125/yr): Exclusive access to private neighborhood boat ramps and launches. - Private Beach Club ($200/yr): Elite access to pristine white sand beaches and Gulf sunsets, yoga, picnic tables, etc Get all the premier resort perks of the Flor A Mar community without the hefty waterfront price tag or seawall maintenance. View the FEATURE SHEET and schedule your tour today! ADDED VALUE: FREE, transferable FEMA flood insurance policy in effect through 2027!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
US HWY 19 N TO Flor A Mar west to Shell Stream left to Topsail Trail west, home is on the right.
Location
3855 TOPSAIL TRAIL, NEW PORT RICHEY, FL 34652
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$460,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $460,000 home in NEW PORT RICHEY.
🏛️
FHA Loan
$16,100 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$23,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pasco County SHIP
Varies
Income-qualifying Pasco residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.