$475,000
3338 FERNLEAF DRIVE, HERNANDO BEACH, FL 34607
Beds
3
Baths
3
Sq Ft
1,344 sq ft
Year Built
1989
Lot Size
0.11 acres
Garage
3
About This Property
Fractional Ownership. Price Improvement! Now is your chance to own this Hernando Beach waterfront home ! Awesome elevator home has 4 bedrooms and three full baths. A gorgeous pool and views that last forever. This home boasts a Great Room With A Fireplace- Vaulted Ceilings- Eat In Kitchen With Newer Stainless Appliances- Corian Counters- Pantry- Master Bedroom Walk In Closet- A Wood Deck Overlooking The Canal And Pool Area- Inside Laundry- Lower Level has A Bedroom- Eat In Kitchen- Living Room- 2 Built In The wall Ac Units- Extras Include- Pool With A Waterfall, A 2nd. Covered Porch- - Ceiling fans- Roof November 2014- AC December 2014- Dock- Sea wall-Indirect Gulf Access Through A Boat Lift To The Gulf Of America .Come home to paradise! ALSO, Lot next door is also for sale by the same owner.
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
SHOAL LINE BLVD NORTH T LEFT ON HERMOSA FIRST RIGHT ON FERNLEAF , FIRST HOUSE ON THE R
Location
3338 FERNLEAF DRIVE, HERNANDO BEACH, FL 34607
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$475,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $475,000 home in HERNANDO BEACH.
🏛️
FHA Loan
$16,625 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$23,750 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Hernando County SHIP
Varies
Income-qualifying Hernando residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: March 12, 2026.