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$475,000

3338 FERNLEAF DRIVE, HERNANDO BEACH, FL 34607

3D Tour
Active209 days on market

Beds

3

Baths

3

Sq Ft

1,344 sq ft

Year Built

1989

Lot Size

0.11 acres

Garage

3

About This Property

Fractional Ownership. Price Improvement! Now is your chance to own this Hernando Beach waterfront home ! Awesome elevator home has 4 bedrooms and three full baths. A gorgeous pool and views that last forever. This home boasts a Great Room With A Fireplace- Vaulted Ceilings- Eat In Kitchen With Newer Stainless Appliances- Corian Counters- Pantry- Master Bedroom Walk In Closet- A Wood Deck Overlooking The Canal And Pool Area- Inside Laundry- Lower Level has A Bedroom- Eat In Kitchen- Living Room- 2 Built In The wall Ac Units- Extras Include- Pool With A Waterfall, A 2nd. Covered Porch- - Ceiling fans- Roof November 2014- AC December 2014- Dock- Sea wall-Indirect Gulf Access Through A Boat Lift To The Gulf Of America .Come home to paradise! ALSO, Lot next door is also for sale by the same owner.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8484522
StatusActive
Year Built1989
Stories2
Total Rooms3
ConstructionBlock, Concrete, Vinyl Siding
RoofShingle
FoundationBlock
FacesWest
SubdivisionHERNANDO BEACH
CountyHernando
OwnershipFractional

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Elevator, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Stone Counters
FlooringCarpet, Ceramic Tile, Engineered Hardwood
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorOther
Lot Size0.11 acres (5,000 sq ft)
Lot FeaturesFlood Insurance Required, FloodZone
Road SurfacePaved
ViewTrees/Woods, Water

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$475,000
Annual Taxes$6,893 (2024)
FinancingCash, Conventional, FHA
ZoningR1C
Parcel #R1322316239013200050

Schools

ElementaryWestside Elementary-HN
MiddleFox Chapel Middle School
HighWeeki Wachee High School

Directions

SHOAL LINE BLVD NORTH T LEFT ON HERMOSA FIRST RIGHT ON FERNLEAF , FIRST HOUSE ON THE R

Location

3338 FERNLEAF DRIVE, HERNANDO BEACH, FL 34607

Listing Information

OfficeTROPIC SHORES REALTY
ListedMarch 11, 2026

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Home Price

$475,000

20% ($95,000)
6.75%

Loan Term

Principal & Interest$2,465
Property Tax (est.)$435
Insurance (est.)$150
Total Monthly$3,050
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $475,000 home in HERNANDO BEACH.

🏛️

FHA Loan

$16,625 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$23,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Hernando County SHIP

Varies

Income-qualifying Hernando residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: March 12, 2026.

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