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$2,849,900

478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

Active122 days on market

Beds

Baths

Sq Ft

3,319 sq ft

Year Built

1968

Lot Size

0.22 acres

Garage

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About This Property

Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8484658

StatusActive

Year Built1968

Stories2

Total Rooms3

ConstructionBrick, Concrete, Stucco

RoofMetal

FoundationSlab

FacesEast

SubdivisionBROWNS ADD TO RE-REV MAP OF INDIAN BEACH

CountyPinellas

OwnershipFee Simple

FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat

FlooringEngineered Hardwood, Tile

AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Microwave, Refrigerator, Washer

LaundryInside, Laundry Room

WindowsStorm Window(s)

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sliding Doors

Lot Size0.22 acres (9,640 sq ft)

Lot Dimensions83 x 120

Road SurfacePaved

ViewWater

Pool & Spa

Private PoolYes

Pool FeaturesAbove Ground, Gunite, Heated

Waterfront

WaterfrontYes

FeaturesIntracoastal Waterway

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$2,849,900

Original Price$2,900,000

Annual Taxes$22,989 (2025)

FinancingCash, Conventional, VA Loan

Parcel #063015124020000280

Directions

If you are driving sount on Gulf Blvd, make a left on Second St, a slight right on Janice Pl and a quick left on Barry Pl. The estate will be on your left.

Location

478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

Listing Information

OfficeENGEL & VOLKERS MADEIRA BEACH

ListedMarch 10, 2026

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Home Price

$2,849,900

Down Payment20% ($569,980)

Interest Rate6.75%

Loan Term

Principal & Interest$14,788

Property Tax (est.)$2,612

Insurance (est.)$150

Total Monthly$17,550

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 10, 2026.