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$2,900,000

478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

3D Tour
Active181 days on market

Beds

4

Baths

5

Sq Ft

3,319 sq ft

Year Built

1968

Lot Size

0.22 acres

Garage

2

About This Property

Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8484658
StatusActive
Year Built1968
Stories2
Total Rooms3
ConstructionBrick, Concrete, Stucco
RoofMetal
FoundationSlab
FacesEast
SubdivisionBROWNS ADD TO RE-REV MAP OF INDIAN BEACH
CountyPinellas
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat
FlooringEngineered Hardwood, Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Microwave, Refrigerator, Washer
LaundryInside, Laundry Room
WindowsStorm Window(s)
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.22 acres (9,640 sq ft)
Lot Dimensions83 x 120
Road SurfacePaved
ViewWater

Pool & Spa

Private PoolYes
Pool FeaturesAbove Ground, Gunite, Heated

Waterfront

WaterfrontYes
FeaturesIntracoastal Waterway

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$2,900,000
Annual Taxes$22,989 (2025)
FinancingCash, Conventional, VA Loan
Parcel #063015124020000280

Directions

If you are driving sount on Gulf Blvd, make a left on Second St, a slight right on Janice Pl and a quick left on Barry Pl. The estate will be on your left.

Location

478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

Listing Information

OfficeENGEL & VOLKERS MADEIRA BEACH
ListedMarch 10, 2026

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Home Price

$2,900,000

20% ($580,000)
6.75%

Loan Term

Principal & Interest$15,047
Property Tax (est.)$2,658
Insurance (est.)$150
Total Monthly$17,856
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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