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$274,900

3928 RUDDER WAY, NEW PORT RICHEY, FL 34652

3D Tour
Active212 days on market

Beds

3

Baths

2

Sq Ft

1,420 sq ft

Year Built

1979

Lot Size

0.13 acres

Garage

2

About This Property

Newer roof (2021). Beautifully updated 3 bedroom, 2 bathroom home in New Port Richey located next to the water with stunning sunset views. This home features a bright open layout with modern updates throughout, creating a comfortable and inviting living space. Enjoy relaxing evenings while taking in the peaceful water views and colorful Florida sunsets. Conveniently located near shopping, dining, parks, and local beaches, this home offers the perfect combination of tranquility and accessibility. A great opportunity to enjoy the Florida lifestyle in a move-in ready home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #TB8484977
StatusActive
Year Built1979
Total Rooms3
ConstructionBlock, Concrete, Other, Stone
RoofOther, Shingle
FoundationSlab
FacesNorth
SubdivisionFLOR A MAR
CountyPasco
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage, Inside
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorLighting, Private Yard, Rain Gutters, Sliding Doors
FencingVinyl
Lot Size0.13 acres (6,500 sq ft)
Lot FeaturesCleared, Flood Insurance Required, FloodZone
Road SurfacePaved
ViewGarden
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Street Lights, Water Available, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
Senior CommunityNo

Financial Details

List Price$274,900
Original Price$365,000
Annual Taxes$5,142 (2025)
FinancingCash, Conventional, FHA, VA Loan
Zoning00R4
Parcel #1326150020000000290

Schools

ElementaryMittye P. Locke-PO
MiddleGulf Middle-PO
HighGulf High-PO

Directions

US 19 to West on Floramar to left on Shell Stream to Rudder Way to house on left.

Location

3928 RUDDER WAY, NEW PORT RICHEY, FL 34652

Listing Information

OfficeEXP REALTY LLC
ListedMarch 10, 2026

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Home Price

$274,900

20% ($54,980)
6.75%

Loan Term

Principal & Interest$1,426
Property Tax (est.)$252
Insurance (est.)$150
Total Monthly$1,828
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $274,900 home in NEW PORT RICHEY.

🏛️

FHA Loan

$9,622 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 8, 2026.

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