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$200,000

2900 COVE CAY DRIVE UNIT 7B, CLEARWATER, FL 33760

3D Tour
Active207 days on market

Beds

2

Baths

2

Sq Ft

1,070 sq ft

Year Built

1981

Lot Size

1.60 acres

Garage

—

About This Property

Welcome to the top floor of this beautifully maintained 2-bedroom, 2-bath condominium located in the desirable gated community of Cove Cay in Clearwater. This bright and spacious residence features ceramic tile flooring throughout the home, elegant crown molding, and a functional open layout ideal for both everyday living and entertaining. The living and dining areas offer abundant natural light and open to a private screened lanai where you can enjoy peaceful views of the golf course and surrounding greenery. The primary bedroom suite includes a private ensuite bathroom, generous closet space, and direct access to the lanai. The second bedroom and full bathroom provide comfortable accommodations for guests or a home office. The kitchen offers ample cabinet storage and workspace, while the home also features a private laundry room with full-size washer and dryer and additional closet storage. Located within the secure, guard-gated Cove Cay community, residents enjoy resort-style amenities including a heated community pool and hot tub, clubhouse, beautifully maintained grounds, and scenic walking areas. The community also features the Cove Cay Golf Club with an 18-hole golf course and an on-site marina with access to Tampa Bay for boating enthusiasts. Conveniently located near shopping, dining, airports, and the Gulf beaches, this property offers the perfect combination of comfort, convenience, and Florida lifestyle living.

Property Overview

Property TypeResidential
Sub TypeCondominium
MLS #TB8485247
StatusActive
Year Built1981
Stories7
Total Rooms8
ConstructionConcrete, Stucco
RoofConcrete
FoundationSlab
FacesNorth
SubdivisionCOVE CAY VILLAGE IV
CountyPinellas
OwnershipCondominium
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryLaundry Closet, Other, Same Floor As Condo Unit
WindowsBlinds, Shades
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorBalcony, Lighting, Private Entrance, Sidewalk, Sliding Doors
Lot Size1.60 acres (69,706 sq ft)
Lot FeaturesIn County, Near Golf Course, Near Marina, Near Public Transit, Private, Sidewalk
Road SurfacePaved
ViewGolf Course
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Phone Available, Public, Street Lights, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$731 / Monthly
Senior CommunityNo

Financial Details

List Price$200,000
Original Price$229,000
Annual Taxes$968 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #292916187060030440

Schools

ElementaryBelcher Elementary-PN
MiddleOak Grove Middle-PN
HighPinellas Park High-PN

Directions

US 19 S. Make a U turn at Whitney Blvd, Right into Cove Cay, see Guard.. continue to 3rd building on the left 2900 park in guest parking. walk -up into building take elevator to 7th floor. Exit left to 7B.

Location

2900 COVE CAY DRIVE UNIT 7B, CLEARWATER, FL 33760

Listing Information

Office7 BLUE LLC
ListedMarch 13, 2026

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Home Price

$200,000

20% ($40,000)
6.75%

Loan Term

Principal & Interest$1,038
Property Tax (est.)$183
Insurance (est.)$150
Total Monthly$1,371
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $200,000 home in CLEARWATER.

🏛️

FHA Loan

$7,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 17, 2026.

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